For sale · Costa del Sol · Monda
Available8-Bed Finca for Sale in Monda
€429,990
8 beds · 4 baths · 283 m² built · 1517 m² plot
Ref HT4712488Updated daily · Last sync 31 October 2026
About this property
Overview
Eight-bedroom finca with private pool in Monda, Costa del Sol. This 283-square-metre property sits on a 1,517-square-metre plot and includes a covered porch and riding arena, making it particularly suited to equestrian enthusiasts or those seeking a rural project with income potential.
The ground floor contains a living and dining room, fitted kitchen, four bedrooms, bathroom, and store room. An external staircase leads to the upper floor, which holds a living room, office, two further bedrooms, bathroom, and additional storage space. The upper floor requires finishing work and could function as an independent flat once completed. The south-west orientation brings afternoon light across the main living spaces, and the 17-square-metre terrace overlooks the surrounding mountain landscape. The plot includes space for stables alongside the existing riding arena.
Monda sits in the foothills 16 kilometres inland from Marbella's coastal centre, with the white village itself less than two kilometres from the property. The town's Moorish castle ruins stand visible from many points in the area, and the route to the coast takes approximately 20 minutes by car.
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Features
What this home includes
- Private pool
- Countryside view
- Mountain view
- Private garden
- Fitted wardrobes
- Guest apartment
- Utility room
- Close to schools
- Close to town
- Terrace
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 8
- Bathrooms
- 4
- Built area
- 283 m²
- Terrace
- 17 m²
- Plot size
- 1517 m²
- Levels
- 2
- Year built
- 2005
- Condition
- Renovation Required
- Furniture
- Not Furnished
- Pool
- Yes
- Orientation
- South West
- City
- Monda
- Postcode
- 29110
- Province
- Málaga
- Coast
- Costa del Sol
Location
Monda
Map shows the approximate Monda area. Exact address provided upon request. This property is in MondaCosta del Sol.
Marina Marbella
24 mindrive
Urgencias Hospital Costa del Sol
28 mindrive
Málaga Airport (AGP)
48 mindrive
9 questions answered
Buying this finca in Monda
Can foreigners buy property in Monda?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monda. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Monda?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
