The Complete Guide to Buying Property in Spain
6 guides · Updated September 2026
Everything international buyers need to know about purchasing property in Spain: the search and offer process, legal checks, the NIE, contracts, mortgages and completion, explained step by step by people who do this every week.
In this series
How to Buy Property in Spain: The Complete 2026 Process
Every step from NIE to notary: real timelines, true costs, the arras contract, and the checks that protect you, from a team that buys with clients every week.
10 min read
8 Mistakes People Make Buying Property in Spain (2026)
The pitfalls we see foreign buyers repeat on the Costa del Sol: budget gaps, skipped legal checks, bait listings, community-fee surprises, and how to avoid each one.
8 min read
How to Get an NIE Number in Spain: The Buyer's Guide
The NIE is the ID number every foreign buyer needs before a Spanish purchase can complete. Forms, the fee, three application routes and real timelines, explained.
7 min read
Mortgages in Spain for Non-Residents: LTV, Rates and Costs
Spanish banks lend to non-residents at 60 to 70% of the property value. The real deposit, the 2026 rates, the documents and the law that decides who pays which cost, explained.
7 min read
Reservation Contracts and the Contrato de Arras Explained
The reservation hold, the 10% arras contract, and the difference between confirmatorias and penitenciales deposits under the Spanish Civil Code, with the clauses buyers should see before they sign.
8 min read
Buying Off-Plan Property in Spain: Risks and Protections
Bank guarantees under the Building Act, segregated stage-payment accounts, the licence of first occupation, and the checks that should finish before you transfer a euro on a Costa del Sol new build.
9 min read
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