For sale · Costa del Sol · Monda
Available2-Bed Finca for Sale in Monda
Gated community
€349,000
2 beds · 2 baths · 105 m² built · 422 m² plot
Ref HT5523619Updated daily · Last sync 31 October 2026
About this property
Overview
Two-bedroom finca with mountain views in Monda, Costa del Sol. This single-storey country property sits 1 kilometre north of Monda village, where south-facing terraces frame views across the valley to the mountains and the historic Monda Castle beyond. Mature trees and established planting wrap the boundaries, creating natural privacy without the upkeep of a large estate.
Inside, 105 square metres of living space holds two double bedrooms, two bathrooms, and a layout that follows traditional Andalusian lines. The south orientation draws light through the main rooms throughout the day. Outside, the 422-square-metre plot includes multiple terrace areas at different levels, each positioned to catch either morning sun or afternoon shade. One parking space sits off the country lane access. The property was built in 1995 and remains in good condition, with original character features intact.
Monda village centre lies 1 kilometre to the south, where whitewashed streets climb towards the castle ruins and a handful of local bars and shops serve the hillside community. The property sits on a quiet country lane with direct access, close enough to walk to the village but far enough to feel separate from it. Marbella is 18 kilometres south via the A-355, placing the coast within a 25-minute drive. The surrounding terrain is a mix of almond groves, olive trees, and open hillside typical of the inland Costa del Sol.
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Features
What this home includes
- Countryside view
- Mountain view
- Private garden
- Air conditioning
- Fireplace
- Fitted kitchen
- Private parking
- Close to town
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 105 m²
- Plot size
- 422 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 1995
- Condition
- Good
- Furniture
- Optional
- Gated community
- Yes
- Orientation
- South
- City
- Monda
- Postcode
- 29110
- Province
- Málaga
- Coast
- Costa del Sol
Location
Monda
Map shows the approximate Monda area. Exact address provided upon request. This property is in MondaCosta del Sol.
Marina Marbella
24 mindrive
Urgencias Hospital Costa del Sol
28 mindrive
Málaga Airport (AGP)
48 mindrive
9 questions answered
Buying this finca in Monda
Can foreigners buy property in Monda?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monda. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Monda?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
