For sale · Costa del Sol · Monda
Available4-Bed Finca for Sale in Monda
€419,000€445,000
4 beds · 2 baths · 163 m² built · 1760 m² plot
Price reduced
Ref HT5411584Updated daily · Last sync 31 October 2026
About this property
Overview
Four-bedroom finca with private pool in Monda, Costa del Sol. This 163sqm property sits on a 1,760sqm plot with mountain views across the Andalusian countryside, offering space and seclusion within walking distance of village life. The 88sqm terrace includes a traditional pizza and bread oven alongside a built-in barbecue, making outdoor dining a practical year-round feature rather than an occasional event.
Inside, the four bedrooms and two bathrooms are arranged across a single level, with living spaces that open directly onto the terrace. The plot is fully fenced and planted with established Mediterranean vegetation that requires minimal maintenance. A private swimming pool sits within the grounds, positioned to take advantage of the southern sun and the views towards the white village of Monda on its hillside. The 1,760sqm of land provides enough room for a vegetable garden, additional planting, or simply space between you and the nearest neighbour.
The property sits approximately 1km from Monda village centre, close enough to walk for morning bread or an evening drink in the plaza. Coín lies less than 10 minutes away by car for supermarkets and weekly markets, while Marbella is 25 minutes down the road when coastal restaurants or beaches are required. Málaga Airport can be reached in 30 minutes via the A-355 and A-7, making this a practical base for those who travel frequently but prefer the quiet of the hills to the noise of the coast.
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Features
What this home includes
- Private pool
- Countryside view
- Mountain view
- Private garden
- Fireplace
- Close to town
- Terrace
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 4
- Bathrooms
- 2
- Built area
- 163 m²
- Terrace
- 88 m²
- Plot size
- 1760 m²
- Levels
- 2
- Year built
- 2004
- Pool
- Yes
- City
- Monda
- Province
- Málaga
- Coast
- Costa del Sol
Location
Monda
Map shows the approximate Monda area. Exact address provided upon request. This property is in MondaCosta del Sol.
Marina Marbella
24 mindrive
Urgencias Hospital Costa del Sol
28 mindrive
Málaga Airport (AGP)
48 mindrive
9 questions answered
Buying this finca in Monda
Can foreigners buy property in Monda?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monda. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Monda?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
