For sale · Costa del Sol · Monda
Available2-Bed Finca for Sale in Monda
€349,000
2 beds · 1 bath · 76 m² built · 3605 m² plot
Ref HT5407249Updated daily · Last sync 31 October 2026
About this property
Overview
Two-bedroom finca in Monda, Costa del Sol, offering over 3,600sqm of hillside land and sweeping countryside views across the Andalusian interior. Built in 2008, the 76sqm residence retains traditional character through exposed beams and rustic finishes, with one bedroom configured as a mezzanine-style loft that opens the vertical space and frames the valley below.
The ground floor centres on a combined kitchen and dining area with full-height windows that bring the landscape directly into the living space. The single bathroom serves both bedrooms, and the layout prioritises open-plan living over corridor space, making the 76sqm footprint feel larger than the numbers suggest. The plot extends across rolling terrain, providing multiple potential zones for terracing, planting, or future outbuilding projects, with mature trees already established along the boundaries.
Monda village centre lies approximately 2km away, where weekly markets and local shops provide everyday essentials without the need to travel into Marbella. The property sits on a quiet rural track with tarmac access, surrounded by almond groves and olive terraces typical of this elevation. Málaga Airport is a 45-minute drive via the A-355, and the coast at Marbella can be reached in under 25 minutes, positioning the finca between mountain seclusion and urban convenience. The plot's size and orientation allow for the addition of a pool or workshop without compromising the sense of open land.
Read moreRead less
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 2
- Bathrooms
- 1
- Built area
- 76 m²
- Plot size
- 3605 m²
- Levels
- 1
- Year built
- 2008
- City
- Monda
- Postcode
- 29110
- Province
- Málaga
- Coast
- Costa del Sol
Location
Monda
Map shows the approximate Monda area. Exact address provided upon request. This property is in MondaCosta del Sol.
Marina Marbella
24 mindrive
Urgencias Hospital Costa del Sol
28 mindrive
Málaga Airport (AGP)
48 mindrive
9 questions answered
Buying this finca in Monda
Can foreigners buy property in Monda?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monda. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Monda?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
