For sale · Costa del Sol · Monda
Available3-Bed Finca for Sale in Monda
Gated community
€449,000
3 beds · 2.5 baths · 138 m² built · 3006 m² plot
Ref HT5351515Updated daily · Last sync 31 October 2026
About this property
Overview
Three-bedroom finca with sea views in Monda, Costa del Sol. The elevated position delivers uninterrupted panoramas across the Andalusian countryside to Málaga Bay, with the Sierra de las Nieves National Park forming a natural boundary to the north. This 2006-built cortijo was renovated to preserve its traditional character whilst introducing modern comfort throughout its 138 square metres.
The ground plan includes three bedrooms and two and a half bathrooms across a single level, with the principal bedroom occupying the eastern wing to capture morning light. The open-plan kitchen connects directly to a south-facing terrace that runs the length of the house, measuring approximately 40 metres and fitted with a pergola for summer shade. Interiors feature exposed wooden beams, terracotta floor tiles, and a wood-burning fireplace in the main reception room. The 3,006-square-metre plot accommodates a swimming pool, established fruit trees, and a dedicated parking space accessed via a gated entrance.
The property sits on the northern edge of Monda village, where the weekly market operates every Monday morning and three restaurants serve the main square. Marbella's Golden Mile lies 25 minutes south by car, whilst Málaga Airport can be reached in 40 minutes via the A-355 and AP-7 motorway. The land borders a designated walking trail that connects to the Sierra de las Nieves network, with the nearest trailhead 800 metres from the front gate.
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Features
What this home includes
- Alarm system
- Private pool
- Countryside view
- Mountain view
- Panoramic view
- Sea view
- Barbecue
- Private garden
- Air conditioning
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Storage room
- Utility room
- Private parking
- Fibre internet
- Close to schools
- Close to town
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 3
- Bathrooms
- 2.5
- Built area
- 138 m²
- Plot size
- 3006 m²
- Parking spaces
- 1
- Levels
- 2
- Year built
- 2006
- Condition
- Good
- Furniture
- Optional
- Pool
- Yes
- Gated community
- Yes
- Sea view
- Yes
- Orientation
- East, South East
- City
- Monda
- Province
- Málaga
- Coast
- Costa del Sol
Location
Monda
Map shows the approximate Monda area. Exact address provided upon request. This property is in MondaCosta del Sol.
Marina Marbella
24 mindrive
Urgencias Hospital Costa del Sol
28 mindrive
Málaga Airport (AGP)
48 mindrive
9 questions answered
Buying this finca in Monda
Can foreigners buy property in Monda?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monda. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Monda?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
