For sale · Costa del Sol · Estepona
Available€2,150,000€2,500,000
5 beds · 5.5 baths · 742 m² built · 1811 m² plot
Price reduced
Ref HT4558135Updated daily · Last sync 29 October 2026



About this property
Five-bedroom villa with private pool in Estepona, Costa del Sol. This 742-square-metre property sits on an expansive 1,811-square-metre plot in the Pernet urbanisation, positioned at the end of a quiet cul-de-sac that guarantees privacy and eliminates through traffic. The south-west orientation delivers afternoon and evening sun across the terraces and garden.
The accommodation spans three levels and includes five bathrooms plus a guest WC. The ground floor holds a living room with floor-to-ceiling windows that open directly onto the terrace and pool area, a separate dining room, and a kitchen with access to the outdoor spaces. One bedroom with en-suite bathroom completes this level. The upper floors house the remaining four bedrooms, each with dedicated bathroom facilities. The built area of 742 square metres allows for generous room proportions throughout, whilst the plot size provides considerable garden space surrounding the pool. One covered parking space is included.
The Pernet urbanisation sits on the New Golden Mile between San Pedro de Alcántara and Estepona. Three golf courses lie within one kilometre: Real Club de Guadalmina, Atalaya Golf & Country Club, and El Paraíso Golf Club. Isdabe beach is 1.5 kilometres on foot, whilst the beaches of San Pedro are 4.5 kilometres away. San Pedro de Alcántara town centre is five kilometres from the property, Benahavís eight kilometres, and both Estepona and Marbella are accessible within fifteen kilometres.
Features
Property details
Location
Map shows the Pernet complex location. Exact unit address provided upon request. This property is in PernetEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Pernet. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar villas in the same city.
This Villa
€2,898 / m²
€2,898 × 742 m² = €2,150,000 asking
Comparable averages
Estepona villas
209 active listings
Similar properties
Market average €5,639/sqm across 209 active estepona villas.