For sale · Costa del Sol · Estepona
Available3-Bed Apartment in The Residence, Estepona
Residential complexThe ResidenceGated community
€680,000
3 beds · 2 baths · 130 m² built · 42 m² plot
Ref HT5527849Updated daily · Last sync 29 October 2026
About this property
Overview
Three-bedroom apartment in Cancelada, Costa del Sol. This ground-floor residence comes with a private garden and terrace spanning 42sqm, creating an extension of the interior living space that's rare in apartments along this stretch of coast. The garden offers direct access from the main living areas, suitable for outdoor dining or lounging without shared access.
Inside, the 130sqm layout includes three bedrooms and two bathrooms, with the principal bedroom positioned to overlook the garden. The living and dining area connects to the kitchen, which is fully fitted. The apartment was completed in 2019 and comes fully furnished, with the terrace providing additional outdoor space beyond the private garden. Both bathrooms are finished with contemporary fittings, and the property benefits from ground-floor positioning with no stairs from the street-level entrance.
The Residence is a gated community in Cancelada with 24-hour security and two swimming pools: one at ground level and a rooftop pool with views across the surrounding area. Villa Padierna Golf Club sits 2.5 kilometres to the north, while the beachfront at Playa de Cancelada is a seven-minute drive. San Pedro de Alcántara town centre is four kilometres east, with its weekly market and collection of independent restaurants and cafés. The complex maintains a low-density feel with limited units, and the rooftop pool area includes sun loungers and shaded seating.
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Features
What this home includes
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 130 m²
- Terrace
- 42 m²
- Plot size
- 42 m²
- Gated community
- Yes
- Complex
- The Residence
- Area
- Cancelada
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Cancelada, Estepona
Map shows the approximate Cancelada, Estepona area. The exact position of The Residence is not published. This property is in CanceladaEsteponaCosta del Sol.
Playa del Sol Villacana
5 mindrive
Flamingos Golf
5 mindrive
Puerto Deportivo José Banus
13 mindrive
Hospital Hospiten de Estepona
5 mindrive
San Pedro Alcántara
11 mindrive
Málaga Airport (AGP)
64 mindrive
9 questions answered
Buying this apartment in Cancelada
Can foreigners buy property in Cancelada?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Cancelada. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Cancelada?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
