For sale · Costa del Sol · Estepona
Available3-Bed Apartment for Sale in Estepona
€1,150,000
3 beds · 2.5 baths · 120 m² built
Ref HT5527813Updated daily · Last sync 29 October 2026
About this property
Overview
Three-bedroom apartment with beachfront position in Estepona, Costa del Sol. This 120sqm corner unit delivers uninterrupted sea views from a 35sqm L-shaped terrace that wraps around the southwest-facing living spaces, flooding the interior with afternoon light across both the reception room and open-plan American kitchen.
Inside, the layout separates three bedrooms across 120sqm of built space, supported by two full bathrooms and an additional guest WC. The kitchen comes fitted with integrated appliances and opens directly onto the terrace, creating a continuous indoor-outdoor flow for entertaining. One underground parking space is included, and the apartment is offered with optional furniture should you wish to retain the current setup. The 1988 construction remains in excellent condition throughout, requiring no immediate works.
The development sits directly on the beachfront with private access to the sand, surrounded by mature Andalusian gardens, fountains, and walking paths maintained to resort standard. On-site facilities include multiple swimming pools, a restaurant, beach bar, pilates studio, and hairdresser, reducing the need for a car in day-to-day life. Estepona town centre lies 2 kilometres along the coast, reachable in five minutes by car or a 25-minute walk along the promenade. The complex operates as a self-contained beachfront enclave with direct pedestrian access to the shore.
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Features
What this home includes
- Pool
- Sea view
- Beachfront
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2.5
- Built area
- 120 m²
- Terrace
- 35 m²
- Parking spaces
- 1
- Pool
- Yes
- Beachfront
- Yes
- Sea view
- Yes
- Orientation
- southwest
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
