For sale · Costa del Sol · Estepona
Available3-Bed Townhouse in Bahía Dorada, Estepona
Residential complexBahía Dorada
€599,000
3 beds · 2 baths · 123 m² built · 417 m² plot
Ref HT5528086Updated daily · Last sync 29 October 2026
About this property
Overview
Three-bedroom villa with sea views in Estepona, Costa del Sol. The Mediterranean stretches across the horizon from this semi-detached property, set on a 417sqm plot that prioritises outdoor living. A five-minute walk separates the front door from the beach, placing the shoreline within easy reach for morning swims or evening strolls along the sand.
The 123sqm interior is arranged over two storeys, with three bedrooms and two bathrooms distributed across the levels to separate sleeping quarters from communal spaces. The ground floor opens onto the private garden, where the 417sqm plot provides room for a dining terrace, sun loungers, and established planting. A covered parking space sits within the property boundary. The villa dates from 1974 and remains in excellent condition, with the unfurnished rooms ready for a buyer's own choices in layout and décor.
Bahía Dorada sits on Estepona's western edge, where the complex's communal pool and tennis courts serve the 120 homes within the development. The beachfront promenade runs 800 metres to the east, connecting to Estepona's marina in a 20-minute walk along the waterfront. The town centre lies 2.5 kilometres inland, with its weekly market, tapas bars, and renovated old quarter all accessible by car in under ten minutes.
Read moreRead less
Features
What this home includes
- Pool
- Sea view
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Semi-detached house
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 123 m²
- Plot size
- 417 m²
- Parking spaces
- 1
- Pool
- Yes
- Sea view
- Yes
- Complex
- Bahía Dorada
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexBahía DoradaMap shows the Bahía Dorada complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
