For sale · Costa del Sol · Monda
Available2-Bed Finca for Sale in Monda
€500,000€520,000
2 beds · 1 bath · 90 m² built · 6000 m² plot
Price reduced
Ref HT5261338Updated daily · Last sync 31 October 2026
About this property
Overview
Two-bedroom finca with mountain views in Monda, Costa del Sol. The 6,000sqm plot sits 15 minutes from Marbella and includes a private equestrian arena, making this a rare find for horse owners or anyone seeking rural space with coastal proximity. The south-facing orientation ensures sunlight across the land throughout the day, while the mountain backdrop creates a natural privacy screen.
The 90sqm main house contains two bedrooms and one bathroom, with a 30sqm covered terrace extending the living area outdoors. Inside, a working fireplace anchors the living space, and fitted wardrobes provide built-in storage in the bedrooms. The property includes a large covered event area with its own bar, suited to hosting gatherings or converting into additional accommodation. A private terrace offers elevated views across the plot, and the land itself is mostly flat, with room to add a swimming pool. Well water serves the estate, and mains electricity is connected.
The finca sits on the road connecting Marbella with Ojén and Monda, positioning it between mountain village life and coastal amenities. Monda village centre lies 5 minutes away by car, providing local shops and traditional Andalusian restaurants. The nearest beach in Marbella is a 20-minute drive, while the plot's elevation and rural setting deliver complete privacy. One parking space is included, and the property currently comes part-furnished with scope to personalise the interiors to taste.
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Features
What this home includes
- Mountain view
- Private garden
- Fireplace
- Fitted wardrobes
- Covered parking
- Garage
- Private parking
- Fibre internet
- Terrace
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 2
- Bathrooms
- 1
- Built area
- 90 m²
- Terrace
- 30 m²
- Plot size
- 6000 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 1998
- Condition
- Good
- Furniture
- Part Furnished
- Orientation
- South
- City
- Monda
- Province
- Málaga
- Coast
- Costa del Sol
Location
Monda
Map shows the approximate Monda area. Exact address provided upon request. This property is in MondaCosta del Sol.
Marina Marbella
24 mindrive
Urgencias Hospital Costa del Sol
28 mindrive
Málaga Airport (AGP)
48 mindrive
9 questions answered
Buying this finca in Monda
Can foreigners buy property in Monda?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monda. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Monda?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
