For sale · Costa del Sol · Monda
Available3-Bed Finca for Sale in Monda
€419,000€450,000
3 beds · 2 baths · 163 m² built · 1760 m² plot
Price reduced
Ref HT5080915Updated daily · Last sync 31 October 2026
About this property
Overview
Three-bedroom finca with private pool in Monda, Costa del Sol. This 163sqm country property sits on 1,760sqm of land with uninterrupted mountain views across the Andalusian hills. A traditional wood-fired pizza oven stands beside the pool terrace, ready for outdoor dining beneath the covered pergola that extends across 155sqm of outdoor living space.
Inside, three bedrooms and two bathrooms are arranged across a single level, with the property sold fully furnished and ready to occupy. The living areas open directly onto the covered terrace, which wraps around the pool and connects the indoor and outdoor zones. The pool itself measures generously for private use, with a surrounding deck that captures the afternoon sun. One designated parking space sits within the plot boundary, and the entire 1,760sqm grounds offer scope for vegetable gardens, fruit trees or additional outdoor projects. The house was built in 2004 and remains in good structural condition throughout.
Monda village centre lies two minutes away by car, where bakeries, restaurants and a weekly market serve the local community. The property sits 15 minutes from Marbella's coastal amenities, placing both mountain tranquillity and Mediterranean beaches within easy reach. The surrounding Sierra de las Nieves provides hiking trails and nature reserves, whilst the A-355 connects directly to the AP-7 motorway for access along the Costa del Sol. The finca occupies a quiet hillside position with no passing traffic, where the only regular sounds come from birdsong and the occasional bleat from neighbouring smallholdings.
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Features
What this home includes
- Private pool
- Countryside view
- Mountain view
- Panoramic view
- Barbecue
- Private garden
- Fireplace
- Furnished
- Utility room
- Private parking
- Close to schools
- Close to town
- Terrace
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 163 m²
- Terrace
- 155 m²
- Plot size
- 1760 m²
- Parking spaces
- 1
- Levels
- 2
- Year built
- 2004
- Condition
- Good
- Furniture
- Fully Furnished
- Pool
- Yes
- City
- Monda
- Postcode
- 29110
- Province
- Málaga
- Coast
- Costa del Sol
Location
Monda
Map shows the approximate Monda area. Exact address provided upon request. This property is in MondaCosta del Sol.
Marina Marbella
24 mindrive
Urgencias Hospital Costa del Sol
28 mindrive
Málaga Airport (AGP)
48 mindrive
9 questions answered
Buying this finca in Monda
Can foreigners buy property in Monda?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Monda. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Monda?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
