New development · Costa del Sol · Estepona

The Palms at Estepona

€429,000 to €1,179,000

1 to 3 beds · 51 to 124 m² built · Est. completion Q3 2028

Ref HT5133181Updated daily · Last sync 26 August 2026

About this property

Overview

The Palms at Estepona delivers one to three bedroom apartments in a low-density scheme of 78 homes set between the AP-7 and the sea. Built sizes run from 51 to 124 square metres, with terraces from 18 to 48 square metres. The smaller flats suit singles or couples after a straightforward beachside base. The larger three-bedroom layouts work for families who want space to spread out and enough terrace to eat outside most evenings. Each apartment opens onto its terrace through floor-to-ceiling glass, and the views take in either the communal pool or the gardens.

The setting puts a Mercadona supermarket two minutes away on foot, which matters when you are carrying bags in summer heat. The beach is a six minute walk, close enough to go down in the morning before the day starts properly. Estepona town centre sits 12 minutes away by car if you want more than the handful of bars and restaurants within walking distance. Golf Academy Albayt Resort is a six minute drive, so regular players can fit in a round without losing half the day. The AP-7 is right there, which means Marbella or Gibraltar Airport are both reachable, but also means road noise is a factor if you are sensitive to it.

The communal areas include an indoor heated pool, an outdoor saltwater pool, a spa, a gym and a coworking space. The interiors use neutral tones, wood and stone, and the terraces curve to follow the line of the coast. Green roofs and layered planting soften the buildings, and palm trees give shade around the pools. This suits buyers who want resort facilities on their doorstep and a straightforward walk to the beach, but it will not suit anyone looking for seclusion or a quieter plot away from a communal scheme.

Features

What this home includes

  • Pool
  • Private garden
  • Parking
  • Beachside

Property details

Specifications

Reference
HT5133181
Property type
Apartment
Bedrooms
1 to 3
Bathrooms
1 to 2
Built area
51 m² to 124 m²
Terrace
18 m² to 48 m²
Plot size
44 m²
Price range
€429,000 to €1,179,000
Est. completion
Q3 2028
Pool
Yes
Garden
Yes
Garage
Yes
Beach side
Yes
City
Estepona
Coast
Costa del Sol

What's Nearby

Nearest beach
6 minwalk
Golf Academy Albayt Resort
6 mindrive
Puerto Deportivo
7 mindrive
Colegio Diocesano Juan XXIII
2 mindrive
Mercadona
2 minwalk
Supercor
6 mindrive
Carrefour
7 mindrive
Hospital de Alta Resolución de Estepona
3 mindrive
Farmacia Estepona
5 minwalk
Carrefour
11 mindrive
Estepona
12 mindrive
3 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
73 mindrive
Gibraltar Airport (GIB)
44 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.

Location

Estepona

Location shown is the development site. This development is in EsteponaCosta del Sol.

The Palms at Estepona sits on the sea side of the AP-7, between the motorway and the Mediterranean. The beach is just 472 metres away, a six minute walk or four minute drive. Mercadona supermarket is only two minutes on foot, making daily shopping quick and easy. Golf Academy Albayt Resort is a six minute drive if you play regularly. Gibraltar Airport is 44 minutes away by car, and the town centre of Estepona is 12 minutes further if you need restaurants or services. Hospital de Alta Resolución de Estepona is three minutes by car for peace of mind. This location works well for families who want beach access without a long commute, and for golfers seeking regular course time.

18 questions answered

The Palms at Estepona: Frequently Asked Questions

The nearest beach is half a kilometre, which works out as a six minute walk. That distance means you can go down in the morning or late afternoon without needing the car, and you are not carrying beach bags far enough for it to matter. The walk is flat and mostly shaded.

Built sizes range from 51 square metres for a one bedroom apartment up to 124 square metres for the largest three bedroom homes. Every home has a terrace, and those run from 18 to 48 square metres. The smaller flats give one or two people enough space without paying for rooms they will not use, while the three bedroom layouts suit families who need separate bedrooms and a terrace large enough to eat outside.

A supermarket sits 100 metres away, close enough to fetch milk or bread without thinking about it. The beach is a six minute walk. Beyond that, most errands need the car: Estepona town centre is nearly five kilometres away, the marina is over three, and the nearest golf course is just over a kilometre.

Gibraltar Airport is 32 kilometres away, about 44 minutes by car, and that makes it the closer option for most flights. Málaga Airport is further but serves more routes, so your choice depends on where you fly from. Either way, this works well as a lock-up-and-leave property because both airports are reachable without an overnight stop.

All outdoor space is communal except your own terrace. The scheme includes two pools, spa facilities, a gym and landscaped gardens, and the community fee covers their upkeep. That means less work for you but also means you share those spaces with 77 other households, so it suits buyers who want facilities without maintenance rather than seclusion.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar apartments in the same city.

This Apartment

€8,412 / m²

€8,412 × 51 m² = €429,000 asking · entry unit

Comparable averages

  • Apartments & penthouses in Estepona

    40 active listings

    €6,118 / m²37% above market

Similar projects

More developments in Estepona

Etherna Homes II

Etherna Homes II

Estepona

From €269,000
Etherna Homes I

Etherna Homes I

Estepona

From €307,000
Eagle Hills

Eagle Hills

Estepona

From €320,000
BIRDIE HILLS

BIRDIE HILLS

Estepona

From €325,000
ABY MIDDLE

ABY MIDDLE

Estepona

From €330,000
Zenith Estepona

Zenith Estepona

Estepona

From €363,000
View all new developments

Newsletter · Every Friday

Track the Costa del Sol market without the noise.

Every Friday: the properties worth a second look, what prices are doing in Marbella and Estepona, and one honest take on the market. For buyers who are serious, but not ready to be sold to yet.

Join 1,200 buyers and investors already tracking the Costa del Sol.

David Los

Founder