New development · Costa del Sol · Estepona

ABY MIDDLE

€330,000 to €525,000

2 to 3 beds · 103 to 131 m² built

Ref HT5075254Updated daily · Last sync 24 August 2026

About this property

Overview

These apartments sit next to Estepona Golf, a parkland course on the edge of town where the built-up coast gives way to open hillside. The development backs onto fairways, and residents can park golf buggies in the basement alongside their cars. Estepona town centre lies three kilometres south, a five-minute drive to the marina and the old quarter. The beach is slightly farther. Daily shopping means a car or a taxi.

The homes range from two-bedroom apartments of 103 square metres to three-bedroom units of 131 square metres. Ground-floor apartments open onto private gardens. Duplex penthouses occupy two floors, with the top level giving views over the golf course and inland hills. All units have two bathrooms. Kitchens are delivered furnished and fitted with oven, induction hob, extractor, fridge and dishwasher. Aerothermal heating and cooling runs through ducted grilles in each room.

The communal areas include a swimming pool, a social club and a chill-out terrace. The golf course itself has a clubhouse and driving range. This suits buyers who play golf regularly and do not mind living outside the town. It does not suit anyone who wants to walk to restaurants or the beach. The setting is quiet, green and suburban rather than coastal. You are next to a golf course, not next to the sea, and Estepona Golf is not walking distance from anything except more fairways.

Property details

Specifications

Reference
HT5075254
Property type
Apartment
Bedrooms
2 to 3
Bathrooms
2
Built area
103 m² to 131 m²
Price range
€330,000 to €525,000
City
Estepona
Coast
Costa del Sol

Location

Estepona

Estepona

Exact location available on request. This development is in EsteponaCosta del Sol.

18 questions answered

ABY MIDDLE: Frequently Asked Questions

Two-bedroom apartments measure 103 square metres, and three-bedroom units reach 131 square metres. All homes have two bathrooms. Ground-floor apartments include private gardens, while duplex penthouses spread across two floors with the upper level facing the golf course and hills.

No. The beach lies beyond Estepona town centre, more than three kilometres away. You need a car or a taxi. The development sits inland beside the golf course, not on the coast, and the walk into town crosses open hillside rather than pavement with shade or shops.

Estepona Golf is a parkland course built on hillside where the town ends. The clubhouse has a driving range. Residents can store buggies in the basement car park. The fairways back directly onto the development, so you live next to grass and quiet rather than streets or other buildings.

Yes, if you play golf and want a quiet base away from the seafront. The setting suits regular visits rather than renting out, because tenants expect walking distance to beaches and restaurants. Málaga airport lies 80 kilometres east, an hour by car, which is manageable for frequent trips.

The golf clubhouse and more fairways. Nothing else is within comfortable walking distance. Estepona town centre, with its marina, old quarter and full range of shops and restaurants, sits three kilometres south. You will drive or take a taxi for groceries, dinner and the beach.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar apartments in the same city.

This Apartment

€3,204 / m²

€3,204 × 103 m² = €330,000 asking · entry unit

Comparable averages

  • Apartments & penthouses in Estepona

    41 active listings

    €6,204 / m²48% below market

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