New development · Costa del Sol · Estepona
LOOA ESTEPONA
€549,000 to €1,050,000
3 beds · 77 to 101 m² built · Est. completion Q4 2028
Ref HT5386726Updated daily · Last sync 22 October 2026
LOOA ESTEPONA is in Estepona.
About this property
Overview
LOOA Estepona is a small development of 22 three-bedroom apartments in a residential neighbourhood between the AP-7 motorway and the sea. The apartments run from 81 to 89 square metres built, with terraces from 11 to 20 square metres. Some have one bathroom, others two. The layouts are straightforward and designed for year-round living rather than holiday rental. The terraces face different directions depending on the unit, and the development has a communal or private pool plus garden areas. Each apartment comes with garage parking.
The location is practical rather than polished. Playa del Cristo beach is a 17 minute walk, Mercadona supermarket is three minutes on foot, and Puerto Estepona marina is two minutes by car. Estepona town centre, with its old quarter and wider choice of restaurants, is six minutes away. You are close enough to the beach to reach it without a car, but far enough from the centre that you miss the foot traffic and evening noise. The AP-7 runs behind the development, so some units will hear motorway hum depending on wind and position. Azata Golf is 11 minutes by car, Gibraltar Airport 43 minutes, which suits people who fly regularly or work across the border.
This suits families who want a manageable three-bedroom apartment with beach access and room for a car, without paying for beachfront or a large plot. The setting is suburban. You are not in the heart of Estepona, and the immediate surroundings are residential blocks rather than historic streets or landscaped resort grounds. It works well if you value a supermarket within walking distance and are comfortable driving for most other errands. The 22-unit size keeps the community small, but it also means fewer shared facilities than a larger scheme would offer.
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Features
What this home includes
- Pool
- Private garden
- Parking
- Beachside
Property details
Specifications
- Reference
- HT5386726
- Property type
- Apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 77 m² to 101 m²
- Terrace
- 11 m² to 20 m²
- Price range
- €549,000 to €1,050,000
- Est. completion
- Q4 2028
- Pool
- Yes
- Garden
- Yes
- Garage
- Yes
- Beach side
- Yes
- City
- Estepona
- Coast
- Costa del Sol
What's Nearby
Location
Estepona
Location shown is the development site. This development is in Estepona.
LOOA Estepona sits on the sea side of the AP-7, between the motorway and the Mediterranean. Playa del Cristo is a 17 minute walk away. Gibraltar Airport is 43 minutes by car, making this a practical base for regular travellers. You have Mercadona supermarket just 3 minutes on foot and Puerto Estepona marina 2 minutes by car. Estepona town centre is 6 minutes away if you want restaurants and local life. This location works well for families who want beach access without being right in town, plus easy reach to both daily essentials and weekend golf at Azata Golf.
18 questions answered
LOOA ESTEPONA: Frequently Asked Questions
How far is the beach from LOOA Estepona?
Playa del Cristo is 1.4 kilometres away, which works out to a 17 minute walk or four minutes by car. That makes beach trips manageable without driving, though you will want the car for most other journeys around Estepona.
What is within walking distance in this part of Estepona?
A Mercadona supermarket is 300 metres away, about three minutes on foot. The beach is a 17 minute walk. Beyond that, you will need a car. The town centre, marina, schools and hospital all require driving, and the surrounding streets are residential rather than commercial.
Do the apartments have private outdoor space?
Each apartment has a private terrace between 11 and 20 square metres. You also have access to a communal or private pool and garden areas, which the community maintains. That means less upkeep than a standalone property, but it also means service charges and shared decision-making.
How long does it take to reach the airport?
Gibraltar Airport is 35 kilometres away, about 43 minutes by car. That distance makes the apartments practical for lock-up-and-leave use if you fly regularly, or if you work across the border and need a Spanish base within commuting range.
What is nearby for families with children?
Instituto de Educación Secundaria Monterroso is three minutes away by car. Hospital de Alta Resolución de Estepona is nine minutes. The supermarket is walkable, but school runs, medical appointments and most activities require driving from this neighbourhood.
How does buying off-plan work in Spain?
Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.
Are my deposits protected if the developer goes bust?
Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.
What building guarantees come with a new-build?
Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.
What taxes apply to new-build property in Spain?
New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.
Can I customise finishes and layout before completion?
Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.
How long will construction take?
Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.
What should I check before signing an off-plan contract?
Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.
Do I need a NIE and Spanish bank account to buy off-plan?
Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Market context
How it sits in the market
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€7,130 / m²
€7,130 × 77 m² = €549,000 asking · entry unit
Comparable averages
Apartments & penthouses in Estepona
37 active listings
€5,850 / m²22% above market
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