New development · Costa del Sol · Estepona

LOOA ESTEPONA

€549,000 to €1,050,000

3 beds · 77 to 101 m² built · Est. completion Q4 2028

Ref HT5386726Updated daily · Last sync 21 September 2026

About this property

Overview

LOOA Estepona is a small development of 22 three-bedroom apartments in a residential neighbourhood between the AP-7 motorway and the sea. The apartments run from 81 to 89 square metres built, with terraces from 11 to 20 square metres. Some have one bathroom, others two. The layouts are straightforward and designed for year-round living rather than holiday rental. The terraces face different directions depending on the unit, and the development has a communal or private pool plus garden areas. Each apartment comes with garage parking.

The location is practical rather than polished. Playa del Cristo beach is a 17 minute walk, Mercadona supermarket is three minutes on foot, and Puerto Estepona marina is two minutes by car. Estepona town centre, with its old quarter and wider choice of restaurants, is six minutes away. You are close enough to the beach to reach it without a car, but far enough from the centre that you miss the foot traffic and evening noise. The AP-7 runs behind the development, so some units will hear motorway hum depending on wind and position. Azata Golf is 11 minutes by car, Gibraltar Airport 43 minutes, which suits people who fly regularly or work across the border.

This suits families who want a manageable three-bedroom apartment with beach access and room for a car, without paying for beachfront or a large plot. The setting is suburban. You are not in the heart of Estepona, and the immediate surroundings are residential blocks rather than historic streets or landscaped resort grounds. It works well if you value a supermarket within walking distance and are comfortable driving for most other errands. The 22-unit size keeps the community small, but it also means fewer shared facilities than a larger scheme would offer.

Features

What this home includes

  • Pool
  • Private garden
  • Parking
  • Beachside

Property details

Specifications

Reference
HT5386726
Property type
Apartment
Bedrooms
3
Bathrooms
2
Built area
77 m² to 101 m²
Terrace
11 m² to 20 m²
Price range
€549,000 to €1,050,000
Est. completion
Q4 2028
Pool
Yes
Garden
Yes
Garage
Yes
Beach side
Yes
City
Estepona
Coast
Costa del Sol

What's Nearby

Playa del Cristo
17 minwalk
Azata Golf
11 mindrive
Puerto Estepona
2 mindrive
Instituto de Educación Secundaria Monterroso
3 mindrive
Mercadona
3 minwalk
Lidl
5 minwalk
ALDI
6 minwalk
Hospital de Alta Resolución de Estepona
9 mindrive
Farmacia Aragón
6 minwalk
Carrefour
6 mindrive
Estepona
6 mindrive
10 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
68 mindrive
Gibraltar Airport (GIB)
43 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.

Location

Estepona

Location shown is the development site. This development is in EsteponaCosta del Sol.

LOOA Estepona sits on the sea side of the AP-7, between the motorway and the Mediterranean. Playa del Cristo is a 17 minute walk away. Gibraltar Airport is 43 minutes by car, making this a practical base for regular travellers. You have Mercadona supermarket just 3 minutes on foot and Puerto Estepona marina 2 minutes by car. Estepona town centre is 6 minutes away if you want restaurants and local life. This location works well for families who want beach access without being right in town, plus easy reach to both daily essentials and weekend golf at Azata Golf.

18 questions answered

LOOA ESTEPONA: Frequently Asked Questions

Playa del Cristo is 1.4 kilometres away, which works out to a 17 minute walk or four minutes by car. That makes beach trips manageable without driving, though you will want the car for most other journeys around Estepona.

A Mercadona supermarket is 300 metres away, about three minutes on foot. The beach is a 17 minute walk. Beyond that, you will need a car. The town centre, marina, schools and hospital all require driving, and the surrounding streets are residential rather than commercial.

Each apartment has a private terrace between 11 and 20 square metres. You also have access to a communal or private pool and garden areas, which the community maintains. That means less upkeep than a standalone property, but it also means service charges and shared decision-making.

Gibraltar Airport is 35 kilometres away, about 43 minutes by car. That distance makes the apartments practical for lock-up-and-leave use if you fly regularly, or if you work across the border and need a Spanish base within commuting range.

Instituto de Educación Secundaria Monterroso is three minutes away by car. Hospital de Alta Resolución de Estepona is nine minutes. The supermarket is walkable, but school runs, medical appointments and most activities require driving from this neighbourhood.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar apartments in the same city.

This Apartment

€7,130 / m²

€7,130 × 77 m² = €549,000 asking · entry unit

Comparable averages

  • Apartments & penthouses in Estepona

    40 active listings

    €6,158 / m²16% above market

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