New development · Costa del Sol · Estepona

Habitat Valle Romano

€405,500 to €566,000

3 to 4 beds · 94 to 118 m² built

Ref HT3461473Updated daily · Last sync 26 August 2026

About this property

Overview

Habitat Valle Romano is a gated scheme of apartments and penthouses between the AP-7 and the Sierra Bermeja foothills. The three and four bedroom homes here range from 94 to 118 square metres built, with terraces of 26 to 29 square metres. Ground floor units come with private gardens. Every home includes a garage space and a storage room. South and south west orientation brings strong natural light, and the elevation opens up sea, golf, lake and mountain views depending on your position in the scheme.

The layouts follow an open plan. Living and kitchen areas share one space, and terraces are wide enough to set up an outdoor dining table. Two bathrooms serve each home regardless of bedroom count, which means larger families will notice pressure at busy times. The terraces face the view but also the afternoon sun, so you will want awnings or pergolas if you plan to use them through summer.

Common facilities include two swimming pools, a gym, a social club, a coworking room, a children's play area, a petanque court and jogging paths within landscaped gardens. The scheme is finished and ready to move into. Estepona town centre is 14 minutes away by car, the beach 5 minutes, and Azata Golf 4 minutes. Families value the combination of schools nearby, quiet streets and mountain backdrop. If you want to walk to the beach often, the 22 minute route is manageable but steep in places. The setting suits buyers who prefer mountain air and panoramic views over direct beachfront, and who drive for most errands.

Features

What this home includes

  • Pool
  • Private garden
  • Parking
  • Sea view
  • Beachside
  • South facing

Property details

Specifications

Reference
HT3461473
Property type
Apartment
Developer
NICARAGUA
Bedrooms
3 to 4
Bathrooms
2
Built area
94 m² to 118 m²
Terrace
26 m² to 29 m²
Price range
€405,500 to €566,000
Pool
Yes
Garden
Yes
Garage
Yes
Beach side
Yes
Sea view
Yes
South facing
Yes
City
Estepona
Coast
Costa del Sol

What's Nearby

Nearest beach
22 minwalk
Azata Golf
4 mindrive
Puerto Estepona
8 mindrive
Colegio Diocesano Juan XXIII
6 mindrive
ALDI
5 mindrive
Aldi
22 minwalk
Mercadona
6 mindrive
Supercor
8 mindrive
Hospital de Alta Resolución de Estepona
8 mindrive
Farmacia Estepona
5 mindrive
Carrefour
13 mindrive
Estepona
14 mindrive
148 restaurants & bars
within 10 mindrive
Málaga Airport (AGP)
75 mindrive
Gibraltar Airport (GIB)
47 mindrive
Mountain side, north of the coastal road (A-7), hillside setting.

Location

Estepona

Location shown is the development site. This development is in EsteponaCosta del Sol.

Habitat Valle Romano sits above the AP-7, towards the mountains, in a quiet part of Estepona. The beach is a 22 minute walk or 5 minute drive away. Gibraltar Airport is 47 minutes by car. You have Azata Golf just 4 minutes away, and Puerto Estepona marina is 8 minutes by car if you enjoy water sports. The town centre of Estepona takes 14 minutes to reach for restaurants and shops. This location works well for families who want mountain views, easy beach access, and a peaceful setting away from the noise of the coast.

18 questions answered

Habitat Valle Romano: Frequently Asked Questions

The nearest beach is 1.7 kilometres away, about 5 minutes by car or 22 minutes on foot. The walking route is manageable but includes some steep sections because the development sits inland of the motorway against the Sierra Bermeja foothills. If you want to reach the beach several times a week without driving, the gradient may become tiring.

Azata Golf is 700 metres away, a 4 minute drive, which suits players who want to be near fairways without overlooking them from every window. The development sits in Estepona's golf corridor, so you also have quick access to other courses along the coast. Non-golfers benefit from the open views and lower density that come with a golf setting, but most daily errands still require a car.

Ground floor apartments include private gardens. Upper floor units and penthouses have terraces but share the landscaped communal gardens, which also contain two swimming pools, jogging paths and a petanque court. Private gardens give you fenced outdoor space you control, but you are responsible for watering and upkeep. Communal areas are maintained by the scheme.

Colegio Diocesano Juan XXIII is 6 minutes away by car, and Hospital de Alta Resolución de Estepona is 8 minutes. The development itself has a children's play area within the gated grounds. Estepona town centre, where you will find a wider choice of schools, shops and activities, is 14 minutes by car. The quiet streets and mountain backdrop suit families who prefer space over walkable urban amenity.

The elevated position against the Sierra Bermeja opens up sea, golf, lake and mountain views. Which combination you see depends on your home's position within the scheme and its floor level. South and south west orientation means strong natural light through the day, and the terraces catch afternoon sun, so upper floors with fewer obstructions tend to offer the widest panoramas.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar apartments in the same city.

This Apartment

€4,314 / m²

€4,314 × 94 m² = €405,500 asking · entry unit

Comparable averages

  • Apartments & penthouses in Estepona

    40 active listings

    €6,220 / m²31% below market

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