New development · Costa del Sol · Estepona

Costafiore Gardens FASE I

€700,000 to €1,175,000

2 to 3 beds · 150 to 196 m² built

Ref HT5220949Updated daily · Last sync 16 September 2026

About this property

Overview

Costafiore Gardens sits in Arroyo Enmedio, on the sea side of the coastal motorway, 591 metres from the beach. A seven-minute walk gets you to the sand. An Aldi supermarket is five minutes on foot, and Estepona town centre is eleven minutes by car. Gibraltar Airport is 44 minutes away, which matters if you fly often. Azata Golf is eight minutes by car, and Colegio Diocesano Juan XXIII is one minute if you have children at school.

The apartments run from 150 to 196 square metres of built space, with two or three bedrooms and terraces from 41 to 134 square metres. The penthouses get private pools on the terrace. The smaller layouts suit couples or small families who want generous living space and a big terrace. The larger ones work for families who need a third bedroom and still want room to spread out. Floor plans are open, with kitchens that flow into the living areas and sliding doors that make the terrace an extension of the indoors. Bathrooms have walk-in showers rather than baths or bidets, a layout that fits how Northern European buyers actually live.

Most apartments have sea views, and those on the north side look towards the mountains. The communal grounds include gardens and a pool. This is a gated scheme, so you trade some spontaneity for security and shared facilities.

The location works for families who want the beach close but still need schools, shops and a supermarket in easy reach. Golfers get regular access to courses without sitting in traffic. The proximity to Gibraltar Airport suits anyone crossing the border for work or flying back to Northern Europe often. The drawback is that you are not in the old town itself, so evenings out mean a short drive rather than a stroll.

Features

What this home includes

  • Pool
  • Private garden
  • Sea view
  • Beachside

Property details

Specifications

Reference
HT5220949
Property type
Apartment
Bedrooms
2 to 3
Bathrooms
2 to 3
Built area
150 m² to 196 m²
Terrace
41 m² to 134 m²
Plot size
260 m²
Price range
€700,000 to €1,175,000
Pool
Yes
Garden
Yes
Beach side
Yes
Sea view
Yes
City
Estepona
Coast
Costa del Sol

What's Nearby

Nearest beach
7 minwalk
Azata Golf
8 mindrive
Puerto Deportivo
6 mindrive
Colegio Diocesano Juan XXIII
1 mindrive
Aldi
5 minwalk
Carrefour
5 mindrive
Supercor
5 mindrive
ALDI
5 minwalk
Hospital de Alta Resolución de Estepona
3 mindrive
Farmacia Estepona
6 minwalk
Carrefour
10 mindrive
Estepona
11 mindrive
4 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
71 mindrive
Gibraltar Airport (GIB)
44 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.

Location

Estepona

Location shown is the development site. This development is in EsteponaCosta del Sol.

Costafiore Gardens is on the sea side of the AP-7, just 591 metres from the beach. A seven-minute walk gets you to the sand. Gibraltar Airport is 44 minutes away by car, making this a good base for frequent flyers. The Aldi supermarket is a five-minute walk, and Colegio Diocesano Juan XXIII is just one minute by car if you have school-age children. Azata Golf lies eight minutes away for golfers who want regular rounds. Estepona town centre is eleven minutes by car for restaurants and shops. This location suits families who want beach access without sacrificing convenience, plus golfers and anyone working across the border.

18 questions answered

Costafiore Gardens FASE I: Frequently Asked Questions

Terraces range from 41 to 134 square metres. The penthouses get private pools on theirs, while the ground-floor apartments open directly onto the communal gardens. That span means you can choose between a terrace sized for a breakfast table and one that fits a full outdoor dining set plus loungers.

The nearest beach is 591 metres away, a seven-minute walk. The route is flat and crosses the coastal road, so it works for a morning coffee by the sea without needing the car. You are close enough to go several times a day if that is how you use a beach.

Colegio Diocesano Juan XXIII is one minute by car, and Hospital de Alta Resolución de Estepona is three minutes. An Aldi supermarket is five minutes on foot, and Estepona town centre is eleven minutes by car for everything else. The beach is a seven-minute walk, which suits families who want the coast accessible without living on top of it.

Most apartments face the sea. Those on the north side look towards the mountains instead. The development sits on the sea side of the coastal motorway, so nothing blocks the sight line from the front-facing homes.

Gibraltar Airport is 32 kilometres away, about 44 minutes by car. That makes it the closest international airport if you fly regularly to the UK or need to cross the border for work. Málaga is further but has more routes if that matters more than driving time.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar apartments in the same city.

This Apartment

€4,667 / m²

€4,667 × 150 m² = €700,000 asking · entry unit

Comparable averages

  • Apartments & penthouses in Estepona

    39 active listings

    €6,207 / m²25% below market

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