For sale · Costa del Sol · Nerja
Available5-Bed Villa for Sale in Costa del Sol East, Nerja
€945,000€975,000
5 beds · 4 baths · 300 m² built · 1509 m² plot
Price reduced
Ref HT5162479Updated daily · Last sync 23 June 2026
About this property
Overview
Five-bedroom villa with sea views in Costa del Sol East, Nerja, Costa del Sol. The property sits on a 1,509sqm plot in Cortijos San Rafael, where mature gardens planted with fruit trees frame mountain and sea views from the 30sqm terrace. A separate one-bedroom apartment with independent access occupies part of the 300sqm built area, offering rental income potential or self-contained guest quarters.
The main residence contains four bedrooms and three bathrooms across a single level, whilst the apartment adds a fifth bedroom and fourth bathroom. The villa comes fully furnished and includes a private swimming pool set within the landscaped grounds. One covered parking space is included. The interiors, dating from 2000, remain in excellent condition with spacious living areas designed for year-round Mediterranean living. The plot's generous dimensions allow for outdoor dining areas, poolside lounging, and established garden zones beneath the fruit trees.
Cortijos San Rafael lies between Frigiliana and Nerja, positioning the property 4km from Nerja town centre and its Balcón de Europa clifftop promenade. The development maintains a quiet, residential character on the eastern edge of the Costa del Sol, with the hillside location providing the elevation for the dual aspect views. Frigiliana's whitewashed village centre sits 3km inland, whilst Nerja's beaches and coastal restaurants are a ten-minute drive through the surrounding countryside.
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Features
What this home includes
- Pool
- Sea view
- Terrace
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 5
- Bathrooms
- 4
- Built area
- 300 m²
- Terrace
- 30 m²
- Plot size
- 1509 m²
- Parking spaces
- 1
- Levels
- 3
- Year built
- 2000
- Condition
- Excellent
- Furniture
- Fully Furnished
- Pool
- Yes
- Sea view
- Yes
- Area
- Costa del Sol East
- City
- Nerja
- Postcode
- 29788
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costa del Sol East, Nerja
Map shows the approximate Costa del Sol East, Nerja area. Exact address provided upon request. This property is in NerjaCosta del Sol.
Playa El Salón
2 mindrive
Marina del Este
22 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this villa in Costa del Sol East
Can foreigners buy property in Nerja?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Nerja. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Nerja?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
