For sale · Costa del Sol · Istán
Available4-Bed Villa in Cerros del Lago, Istán
Residential complexCerros del Lago
€890,000
4 beds · 3 baths · 240 m² built · 721 m² plot
Ref HT5412472Updated daily · Last sync 27 October 2026
About this property
Overview
Four-bedroom villa with sea views in Istán, Costa del Sol. Built in 1986 on an elevated 721sqm hillside plot, this 240sqm detached property commands panoramic vistas across Istán lake, the Mediterranean, Gibraltar and La Concha mountain. The south-west orientation captures afternoon light across a 91sqm raised terrace that extends directly from the main living spaces.
The single-storey main house centres on an open-plan living and dining room with working fireplace, opening onto the terrace through full-width glazing. The kitchen features a granite island with breakfast bar and connects to a separate utility room. Three bedrooms and two bathrooms occupy the main residence, whilst a self-contained fourth bedroom with en-suite sits independently on the lower level of the plot. A private swimming pool occupies the terraced garden, with one allocated parking space. Total built area of 240sqm includes interior and covered terrace sections.
The villa sits within the Cerros del Lago urbanisation, a quiet hillside development above Istán village. Puerto Banús marina lies 10 minutes away by car, with Marbella's beaches accessible in a similar timeframe. The elevated position ensures the lake and sea views remain unobstructed across the descending terrain toward the coast.
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Features
What this home includes
- Private pool
- Lake view
- Mountain view
- Panoramic view
- Sea view
- Barbecue
- Private garden
- Air conditioning
- Basement
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Guest apartment
- Storage room
- Utility room
- Covered parking
- Private parking
- Fibre internet
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 4
- Bathrooms
- 3
- Built area
- 240 m²
- Terrace
- 91 m²
- Plot size
- 721 m²
- Parking spaces
- 1
- Pool
- Yes
- Sea view
- Yes
- Orientation
- South West
- Complex
- Cerros del Lago
- Area
- Cerros del Lago
- City
- Istán
- Province
- Málaga
- Coast
- Costa del Sol
Location
Cerros del Lago, Istán
Residential complexCerros del LagoMap shows the Cerros del Lago complex location. Exact unit address provided upon request. This property is in Cerros del LagoIstánCosta del Sol.
9 questions answered
Buying this villa in Cerros del Lago
Can foreigners buy property in Cerros Del Lago?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Cerros Del Lago. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Cerros Del Lago?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
