For sale · Costa del Sol · Estepona
Available€439,000€440,000
3 beds · 2 baths · 115 m² built
Price reduced
Ref HT5365273Updated daily · Last sync 31 October 2026



About this property
Four-bedroom townhouse with private pool in Atalaya, Costa del Sol. This 1989-built property has been recently renovated to create a layout that balances everyday comfort with flexible living space, including a separate home office for remote work. The west and north-west orientation brings natural light through the main living areas without the intensity of full southern exposure.
Inside, 112 square metres of living space includes three bedrooms, two bathrooms, and an open-plan living-dining area that connects to the kitchen. The separate office provides a quiet workspace away from the main entertaining zones. The renovation has introduced contemporary finishes throughout whilst retaining the proportions typical of late-1980s townhouse design. Outside, 46 square metres of terrace wraps around the property, and the private pool sits within a low-maintenance garden. One parking space is allocated to the property, and the home comes part-furnished.
Atalaya sits between Estepona and San Pedro de Alcántara, with the beaches of Guadalmansa 2.5 kilometres to the south. The property holds a tourist licence, allowing for short-term rental income if required. Estepona's old town, with its weekly market and tapas bars along Calle Real, is a ten-minute drive west, whilst Puerto Banús lies fifteen minutes east along the A-7. Mountain views extend north towards the Sierra Bermeja range.
Features
Property details
Location
Map shows the approximate Atalaya, Estepona area. Exact address provided upon request. This property is in AtalayaEsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Atalaya. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€3,817 / m²
€3,817 × 115 m² = €439,000 asking
Comparable averages
Estepona townhouses
263 active listings
Similar properties
Market average €4,136/sqm across 263 active estepona townhouses.