For sale · Costa del Sol · Estepona
Available€390,000
3 beds · 3 baths · 202 m² built · 320 m² plot
Ref HT5532079Updated daily · Last sync 31 October 2026



About this property
Three-bedroom villa with private pool in Estepona, Costa del Sol. Set across three levels with 202 square metres of built space and a 320-square-metre plot, this semi-detached property backs onto the Sierra Bermeja mountains with open views from every room and no overlooking neighbours.
The upper entrance level houses the main living areas: a living room with fireplace, separate dining space, independent kitchen, and a guest toilet. Two further levels provide three bedrooms and three bathrooms, with the layout designed to maximise the elevated hillside position. Outside, a 140-square-metre private garden wraps around the property, complemented by a 50-square-metre terrace and the private pool. One parking space is included, and the villa is sold unfurnished with scope to configure the interiors to personal specification.
Forest Hills sits on the lower slopes of Sierra Bermeja, 8 kilometres inland from Estepona's beaches and marina. The urbanisation includes a communal pool and occupies a quiet position surrounded by natural parkland, with the protected mountain range rising directly behind the complex. Central Estepona, with its old quarter and weekly market, is a 12-minute drive down the winding access road.
Features
Property details
Location
Map shows the Forest Hills complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€1,931 / m²
€1,931 × 202 m² = €390,000 asking
Comparable averages
Estepona townhouses
262 active listings
Similar properties
Market average €4,146/sqm across 262 active estepona townhouses.