For sale · Costa del Sol · San Roque
Available3-Bed Apartment for Sale in San Roque
Gated community
€539,000
3 beds · 4 baths · 180 m² built
Ref HT5491723Updated daily · Last sync 26 October 2026
About this property
Overview
Three-bedroom apartment with private pool in San Roque, Costa del Sol. This south-facing residence offers 180 square metres of living space plus a 40-square-metre terrace, combining generous proportions with the rare advantage of a communal pool and dedicated children's pool within a secure gated complex.
The apartment includes three bedrooms with four bathrooms, one of which is ensuite, alongside a fully fitted kitchen and a utility room. Air conditioning provides both heating and cooling throughout, complemented by a working fireplace. Marble flooring runs across the interior, whilst fitted wardrobes and a separate storage room handle practical needs. The covered terrace extends the living area outdoors, with lift access serving all floors. Additional features include WiFi connectivity, fibre optic broadband, double glazing, and wheelchair accessibility. Underground parking provides one covered space, with capacity for additional vehicles.
Set within a 24-hour security-controlled urbanisation close to golf courses, the property looks out over country and panoramic views. Sotogrande Marina lies approximately 10 minutes' drive away, offering waterfront dining and berthing facilities. The location balances privacy with proximity to the area's golf offerings and coastal amenities along the western Costa del Sol.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 4
- Built area
- 180 m²
- Terrace
- 40 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- City
- San Roque
- Province
- Cádiz
- Coast
- Costa del Sol
Location
San Roque
Map shows the approximate San Roque area. Exact address provided upon request. This property is in San RoqueCosta del Sol.
Playa de La Colonia
8 mindrive
La Hacienda Links Golf Resort
15 mindrive
Puerto Deportivo de Puente Mayorga
7 mindrive
Centro de Salud Juan Batanero
3 mindrive
Málaga Airport (AGP)
96 mindrive
9 questions answered
Buying this apartment in San Roque
Can foreigners buy property in San Roque?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in San Roque. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in San Roque?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
