For sale · Costa del Sol · San Roque
Available€650,000€695,000
3 beds · 2.5 baths · 175 m² built
Price reduced
Ref HT5043868Updated daily · Last sync 10 October 2026



About this property
Three-bedroom apartment with golf views in San Roque, Costa del Sol. This ground-floor residence opens directly onto 379 square metres of private garden where a swimming pool sits beneath fairway views. The terrace alone spans 74 square metres, accessed through full-height sliding glass doors from both the open-plan kitchen and the living room.
Inside, 175 square metres of south-facing accommodation includes a principal living and dining area, a fully equipped kitchen with direct terrace access, three bedrooms, two bathrooms, and a separate guest WC. The apartment comes fully furnished and benefits from natural light throughout the day. Two underground parking spaces are included, alongside a storage room and a designated buggy parking bay. The kitchen and living zones connect through a continuous open layout that extends the sight line from the interior through to the golf course beyond.
The property sits within an Andalusian-style residence fronting the San Roque golf course, five minutes by car from Sotogrande Marina. The development occupies a residential enclave surrounded by luxury villas, with the fairways forming the immediate outlook. San Roque town centre lies 10 minutes inland, whilst Gibraltar Airport is a 20-minute drive along the coast road. The combination of ground-floor access, private garden, and pool creates an unusual configuration for an apartment in this golf corridor.
Features
Property details
Location
Map shows the approximate San Roque area. Exact address provided upon request. This property is in San RoqueCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in San Roque. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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Market context
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€3,714 / m²
€3,714 × 175 m² = €650,000 asking
Comparable averages
San Roque apartments
7 active listings
Similar properties
Market average €3,789/sqm across 7 active san roque apartments.