New development · Costa del Sol · Estepona

Mirador de Estepona Hills PHASE III PART 2

€847,000 to €963,991

3 to 4 beds · 194 to 225 m² built

Ref HT5453572Updated daily · Last sync 16 September 2026

About this property

Overview

These are proper family apartments, built at a scale that gives each home weight. With three or four bedrooms and two or three bathrooms spread over 194 to 225 square metres, the layouts offer separate spaces rather than open-plan compromises. That size suits buyers who need a guest room that functions as more than a fold-out bed, or who work from home and want an office that closes off from the rest of the flat. The floor area here is closer to what you would find in a detached villa than a typical coastal apartment block.

The development sits within a gated hillside urbanisation on the northern edge of Estepona, 800 metres from the town centre. That distance is walkable for most errands, but the climb back makes a car the practical choice for regular trips. The elevation brings open views across the Mediterranean towards Gibraltar and the African coast. The setting is residential and quiet, planted with tropical gardens and separated from the coast road by the built-up centre of town. Estepona itself has held onto more of its working character than Marbella, with a fishing harbour, a weekly market and streets that do not exist solely for tourists.

Communal facilities run across 28 hectares and include a central pool with a year-round restaurant, a southern infinity pool with sea views, a gym covering 1,000 square metres, a sports area of 2,600 square metres, and electric bikes and buggies for getting around the site. The scale of the shared amenities means higher community fees than a simple block, and the size of the site means you are not stepping out of your front door onto the street. This suits buyers who want resort-style living and are prepared to pay for it, but it is the wrong fit for anyone who prefers a smaller building with lower running costs and immediate access to town on foot.

Property details

Specifications

Reference
HT5453572
Property type
Apartment
Bedrooms
3 to 4
Bathrooms
2 to 3
Built area
194 m² to 225 m²
Price range
€847,000 to €963,991
City
Estepona
Coast
Costa del Sol

Location

Estepona

Estepona

Exact location available on request. This development is in EsteponaCosta del Sol.

18 questions answered

Mirador de Estepona Hills PHASE III PART 2: Frequently Asked Questions

The apartments range from 194 to 225 square metres, with three or four bedrooms and two or three bathrooms. That is substantially larger than most coastal flats and closer to the floor area of a detached villa, which allows for proper separation between bedrooms, dedicated office space and guest rooms that do not double as storage cupboards.

The development provides communal outdoor space across 28 hectares, including tropical gardens, two pools and sports facilities covering 2,600 square metres. There are no private gardens, and the scale of the shared amenities means higher community fees than a smaller building. The site is large enough that you need electric bikes or buggies to move around it comfortably.

The town centre is 800 metres away, which is walkable for most errands, but the hillside location makes the climb back steep enough that a car becomes the practical choice for regular trips. The elevation does bring clear views across the Mediterranean towards Gibraltar and the African coast.

Estepona has schools, health centres and shops within a short drive, and the town retains more of its working character than nearby resorts, with a fishing harbour, weekly market and streets that serve local residents as well as visitors. The development sits in a residential hillside setting rather than on the seafront, so daily life centres on the town rather than the beach.

The size and layout make them practical for permanent residence, particularly for families or anyone working from home who needs separate rooms rather than open-plan space. The gated urbanisation includes a year-round restaurant, a 1,000-square-metre gym and extensive sports facilities, which support daily routines outside the summer season.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar apartments in the same city.

This Apartment

€4,366 / m²

€4,366 × 194 m² = €847,000 asking · entry unit

Comparable averages

  • Apartments & penthouses in Estepona

    39 active listings

    €6,215 / m²30% below market

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