For sale · Costa del Sol · Nerja
Available5-Bed Apartment for Sale in Costa del Sol East, Nerja
€275,000
5 beds · 1 bath · 139 m² built
Ref HT5130907Updated daily · Last sync 18 July 2026
About this property
Overview
Five-bedroom apartment in Costa del Sol East, Nerja, Costa del Sol. This ground-level commercial premises offers the rare opportunity to convert 139 square metres of flexible space into residential accommodation, subject to planning permissions. Two separate street entrances provide independent access options, whilst the current open-plan layout allows buyers to configure the interior according to their specific requirements.
The property comprises five individual rooms, a furnished entrance hall, and one bathroom across its substantial footprint. Built in 1980 and maintained in good condition, the space benefits from its commercial origins with higher-than-typical ceiling heights and generous room proportions throughout. The dual-entrance configuration means potential for creating a separate guest suite or home office with its own access, whilst the unfurnished status allows complete freedom in design choices. Large windows across the front elevation ensure natural light reaches the principal rooms during daylight hours.
Located in central Nerja, the property sits five minutes' walk from the Balcón de Europa, the town's clifftop promenade and social hub. Playa Calahonda, one of Nerja's sheltered coves, lies the same distance in the opposite direction. The immediate area provides daily amenities within a two-minute radius, including supermarkets, pharmacies, and traditional tapas bars. Nerja's position on the eastern Costa del Sol places it 50 kilometres from Málaga Airport, with the coastal motorway providing direct access. The building's central location means the weekly market, municipal sports centre, and main bus station all fall within a ten-minute walking radius.
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Property details
Specifications
- Property type
- Apartment
- Subtype
- Ground floor apartment
- Bedrooms
- 5
- Bathrooms
- 1
- Built area
- 139 m²
- Levels
- 1
- Year built
- 1980
- Condition
- Good
- Furniture
- Not Furnished
- Area
- Costa del Sol East
- City
- Nerja
- Postcode
- 29780
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costa del Sol East, Nerja
Map shows the approximate Costa del Sol East, Nerja area. Exact address provided upon request. This property is in NerjaCosta del Sol.
Playa El Salón
2 mindrive
Marina del Este
22 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this apartment in Costa del Sol East
Can foreigners buy property in Nerja?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Nerja. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Nerja?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
