For sale · Costa del Sol · Nerja
Available3-Bed Apartment for Sale in Costa del Sol East, Nerja
€385,000
3 beds · 2 baths · 98 m² built
Ref HT5399881Updated daily · Last sync 23 June 2026
About this property
Overview
Three-bedroom apartment with full renovation in Costa del Sol East, Nerja, Costa del Sol. The complete refurbishment extends through 98 square metres and includes a brand-new open-plan kitchen fitted with modern appliances, plus a private roof terrace that captures mountain and distant sea views. Built in 1999, the property now presents contemporary finishes throughout while retaining a practical layout across its second-floor position.
Inside, a wide entrance hall leads to the main living room, which connects directly to the kitchen through an open-plan design. The kitchen features a French balcony that draws natural light across the workspace, while the living room opens onto a covered terrace measuring approximately 10 square metres. Three bedrooms provide flexible accommodation, supported by one full bathroom and a separate guest toilet. The roof terrace adds significant outdoor space above the apartment, accessible via an internal staircase, and offers unobstructed views across the surrounding landscape.
The building sits in a quiet residential street with no through traffic, positioned 1.2 kilometres from Nerja's historic town centre and its collection of tapas bars, shops and the famous Balcón de Europa clifftop promenade. Burriana Beach, the town's most popular stretch of sand, lies 1.5 kilometres to the east, reachable in under 20 minutes on foot. The apartment's second-floor location provides privacy without requiring lift access, and the covered terrace includes space for a dining table and four chairs.
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Property details
Specifications
- Property type
- Apartment
- Subtype
- Top floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 98 m²
- New build
- Yes
- Area
- Costa del Sol East
- City
- Nerja
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costa del Sol East, Nerja
Map shows the approximate Costa del Sol East, Nerja area. Exact address provided upon request. This property is in NerjaCosta del Sol.
Playa El Salón
2 mindrive
Marina del Este
22 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this apartment in Costa del Sol East
Can foreigners buy property in Nerja?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Nerja. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Nerja?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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