For sale · Costa del Sol · Estepona
Available4-Bed Villa in harmony, Estepona
Residential complexharmony
€1,190,000
4 beds · 3.5 baths · 188 m² built · 777 m² plot
Ref HT5440114Updated daily · Last sync 22 October 2026
About this property
Overview
Four-bedroom villa with sea views in Valle Romano, Costa del Sol. This 2024-built property commands unobstructed views across the Mediterranean, the fairways of Valle Romano Golf, and the mountain ranges beyond. Set at the end of a quiet cul-de-sac, the villa occupies 777sqm of plot with 188sqm of built space and 84sqm of terraces designed to frame the panorama.
Inside, the layout delivers four bedrooms and three-and-a-half bathrooms across a single level, fully furnished to a high standard with premium materials throughout. The open-plan living area connects directly to the outdoor terraces, where a private pool overlooks the golf course and coastline. The kitchen features integrated appliances and stone worktops, while the master suite includes an en-suite bathroom and direct terrace access. One covered parking space is included, and the villa's immaculate condition reflects its recent construction and the developer's attention to finish quality.
Valle Romano Golf sits minutes from Estepona Marina, which is 3km inland along the coastal road. The villa's position on the golf course's front line places you within a five-minute drive of Estepona's old town, where cobbled streets meet the weekly market and a selection of independent restaurants. The beaches at Playa del Cristo are 2.5km away, accessible by car or a 30-minute walk through the residential streets that connect the golf estate to the shoreline.
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Features
What this home includes
- Alarm system
- Private pool
- Countryside view
- Golf view
- Panoramic view
- Pool view
- Barbecue
- Private garden
- Air conditioning
- Central heating
- Double glazing
- Ensuite bathroom
- Fitted wardrobes
- Furnished
- Utility room
- Private parking
- Solar water heating
- Close to golf
- Close to schools
- Close to the sea
- Close to town
- Frontline golf
- Terrace
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 4
- Bathrooms
- 3.5
- Built area
- 188 m²
- Terrace
- 84 m²
- Plot size
- 777 m²
- Parking spaces
- 1
- Pool
- Yes
- Golf view
- Yes
- Orientation
- South East
- Energy rating
- B
- Complex
- harmony
- Area
- Valle Romano
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Valle Romano, Estepona
Map shows the approximate Valle Romano, Estepona area. The exact position of harmony is not published. This property is in Valle RomanoEsteponaCosta del Sol.
Nearest beach
6 mindrive
Azata Golf
4 mindrive
Puerto Estepona
8 mindrive
Hospital de Alta Resolución de Estepona
8 mindrive
Estepona
14 mindrive
Málaga Airport (AGP)
75 mindrive
9 questions answered
Buying this villa in Valle Romano
Can foreigners buy property in Valle Romano?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Valle Romano. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Valle Romano?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
