For sale · Costa del Sol · Estepona
Available3-Bed Apartment in Vista África, Estepona
Residential complexVista África
€440,000
3 beds · 2 baths · 120 m² built
Ref HT5521363Updated daily · Last sync 22 October 2026
About this property
Overview
Three-bedroom apartment with private pool in Estepona, Costa del Sol. The 120-square-metre interior delivers light-filled open-plan living, anchored by a separate kitchen fitted with contemporary white cabinetry and marble flooring that runs throughout. Partial Mediterranean views appear from inside the apartment, extending across the urban skyline beyond.
The layout includes three bedrooms with built-in wardrobes, two bathrooms, and a 12-square-metre covered terrace accessed directly from the living and dining area. Air conditioning regulates temperature across the property, while a dedicated parking space and separate storage room add practical value to the package. The apartment is unfurnished, allowing incoming owners to specify finishes and furniture to personal preference without inheriting prior design choices.
Vista África sits within walking distance of Estepona Marina, Playa del Cristo, and La Rada beach, with the town centre reachable on foot in under 15 minutes. The complex offers private pool access and occupies an established residential quarter where supermarkets, restaurants, and coastal amenities cluster within the immediate vicinity. Built in 2005, the development maintains good condition across communal areas and individual units, with the beachfront promenade and marina berths forming part of the daily setting for residents who choose this address.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 120 m²
- Terrace
- 12 m²
- Parking spaces
- 1
- Pool
- Yes
- Complex
- Vista África
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Residential complexVista ÁfricaMap shows the Vista África complex location. Exact unit address provided upon request. This property is in EsteponaCosta del Sol.
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
