For sale · Costa del Sol · Estepona
Available3-Bed Penthouse in Benatalaya, Estepona
Residential complexBenatalayaGated community
€820,000
3 beds · 3 baths · 149 m² built
Ref HT5521399Updated daily · Last sync 22 October 2026
About this property
Overview
Three-bedroom penthouse with private pool in Estepona, Costa del Sol. The 121sqm of wraparound terracing circles the entire floor plate, giving every room except the bathrooms direct terrace access and capturing light from southeast through to southwest across the day.
Inside, 149sqm of living space divides into three bedrooms, three bathrooms, and a fully equipped kitchen that opens to its own terrace section. The single-storey layout means no internal stairs, and the top-floor position removes any noise from above. One parking space is included. The private pool sits on the main terrace, positioned to overlook Atalaya Golf Course, with the orientation ensuring afternoon and evening sun reaches the water. Air conditioning runs throughout, and the property was built in 2006 and remains in excellent condition with no renovation required.
Benatalaya is a gated complex in the Atalaya area of Estepona, offering residents a communal pool, gym, spa, landscaped gardens, and 24-hour security. Atalaya Golf Course runs directly alongside the development, with the first tee less than 200 metres from the entrance. The complex sits 4 kilometres inland from Estepona's beaches and 10 minutes by car from the town centre, where the marina and old quarter provide restaurants and weekly markets.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Penthouse
- Subtype
- Penthouse
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 149 m²
- Terrace
- 121 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- southwest, southeast
- Energy rating
- E
- Complex
- Benatalaya
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. The exact position of Benatalaya is not published. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this penthouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
