For sale · Costa del Sol · Estepona
Available3-Bed Townhouse in Agua Marina, Estepona
Residential complexAgua Marina
€640,000
3 beds · 1.5 baths · 255 m² built
Ref HT5414863Updated daily · Last sync 29 October 2026
About this property
Overview
Three-bedroom townhouse with sea views in Estepona, Costa del Sol. This semi-detached property offers 255 square metres of built space across three floors plus a basement, with west-facing orientation that fills the interior with afternoon light. The flexible layout allows you to reconfigure rooms to suit your needs, with the master bedroom originally designed as two separate spaces now merged into one generous suite.
The ground floor features a living-dining room that opens to an 88-square-metre terrace, a separate kitchen that could be opened up to create a single open-plan space, and a guest toilet. Upstairs, two bedrooms share one full bathroom, whilst the master suite benefits from its own en-suite. The basement provides additional storage or potential for conversion into a home office, gym, or entertainment room. One parking space is included, and the property comes with optional furniture if required.
The townhouse sits in the established Seghers area of Estepona, a residential neighbourhood known for its proximity to amenities and the coastline. Estepona town centre lies three kilometres to the west, offering access to the marina, weekly markets, and the renovated old quarter. The nearest beaches are within a ten-minute drive, whilst Marbella sits 25 kilometres along the coast to the east. Built in 2000, the property remains in excellent condition throughout.
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Features
What this home includes
- Alarm system
- Sea view
- Private garden
- Air conditioning
- Basement
- Double glazing
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Utility room
- Covered parking
- Garage
- Private parking
- Mains gas
- Close to the sea
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 1.5
- Built area
- 255 m²
- Terrace
- 88 m²
- Parking spaces
- 1
- Sea view
- Yes
- Orientation
- West
- Complex
- Agua Marina
- Area
- Agua Marina
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Agua Marina, Estepona
Residential complexAgua MarinaMap shows the Agua Marina complex location. Exact unit address provided upon request. This property is in Agua MarinaEsteponaCosta del Sol.
9 questions answered
Buying this townhouse in Agua Marina
Can foreigners buy property in Agua Marina?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Agua Marina. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Agua Marina?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
