For sale · Costa del Sol · Estepona
Available3-Bed Townhouse in Seghers, Estepona
Residential complexSeghersGated community
€745,000
3 beds · 2.5 baths · 190 m² built · 40 m² plot
Ref HT5338810Updated daily · Last sync 29 October 2026
About this property
Overview
Three-bedroom townhouse with private pool in Estepona, Costa del Sol. This 190-square-metre residence delivers southwest-facing light across parquet floors and a layout designed for both family living and outdoor entertaining. The private pool anchors a 15-square-metre terrace fitted with a barbecue area, extending the usable living space year-round.
The main floor opens with a fully equipped kitchen and breakfast area that flows into a living-dining room, both benefiting from the property's southwest orientation. Upstairs, three bedrooms share two and a half bathrooms, with the master suite offering additional privacy. Built in 1990 and maintained in excellent condition, the townhouse includes one parking space within the gated complex and comes with optional furniture, allowing for immediate occupation or rental readiness.
Set within the Seghers community, the property sits a five-minute walk from Playa del Cristo, where a sheltered cove and promenade provide direct beach access. The Estepona Marina lies just beyond, offering waterfront dining and mooring facilities within a ten-minute stroll. The complex features a shared pool alongside the private one at the townhouse, and the gated entrance provides controlled access throughout the development.
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Features
What this home includes
- Pool view
- Private garden
- Air conditioning
- Double glazing
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Utility room
- Garage
- Fibre internet
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 2.5
- Built area
- 190 m²
- Terrace
- 15 m²
- Plot size
- 40 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- South West
- Complex
- Seghers
- Area
- Seghers
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Seghers, Estepona
Residential complexSeghersMap shows the Seghers complex location. Exact unit address provided upon request. This property is in SeghersEsteponaCosta del Sol.
9 questions answered
Buying this townhouse in Seghers
Can foreigners buy property in Seghers?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Seghers. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Seghers?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
