For sale · Costa del Sol · Estepona
Available3-Bed Townhouse for Sale in Estepona
Gated community
€449,000
3 beds · 2.5 baths · 195 m² built
Ref HT5488444Updated daily · Last sync 24 October 2026
About this property
Overview
Three-bedroom townhouse with private pool in Estepona, Costa del Sol. The property spans 195 square metres across multiple levels, with 25 square metres of terrace space arranged across several private outdoor areas that capture the south-facing orientation throughout the day.
The ground floor opens to a combined living and dining area with a fireplace, flowing into a glazed terrace fitted with sliding windows that functions as a year-round additional room. The kitchen is fully fitted, and all three bedrooms include built-in wardrobes. Two full bathrooms and one guest WC serve the accommodation. Hot and cold air conditioning runs throughout. The private pool sits within the rear garden, offering direct access from the main living spaces. One allocated parking space is included.
The townhouse sits in a residential area of Estepona, 2.5 kilometres from Playa del Cristo and the town's marina district. Construction dates to 2006, and the property remains in excellent condition with no structural work required. Optional furniture is available by separate negotiation. The south orientation ensures natural light reaches the principal rooms and terraces from mid-morning through to late afternoon.
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Features
What this home includes
- Pool view
- Air conditioning
- Ensuite bathroom
- Fitted kitchen
- Fitted wardrobes
- Storage room
- Utility room
- Garage
- Fibre internet
- Close to schools
- Close to the sea
- Close to town
- Near public transport
- Urbanisation
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 2.5
- Built area
- 195 m²
- Terrace
- 25 m²
- Parking spaces
- 1
- Levels
- 3
- Year built
- 2006
- Condition
- Excellent
- Furniture
- Optional
- Pool
- Yes
- Gated community
- Yes
- Orientation
- South
- City
- Estepona
- Postcode
- 29680
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this townhouse in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
