For sale · Costa del Sol · Pizarra
Available14-Bed Finca for Sale in Pizarra
€770,000
14 beds · 7 baths · 927 m² built · 12000 m² plot
Ref HT5481718Updated daily · Last sync 30 October 2026
About this property
Overview
14-bedroom Finca in Pizarra, Costa del Sol. This 12,000 sqm rural estate comprises five independent structures across 927 sqm of built space, creating a multi-residence compound with complete operational autonomy. The main house spans 350 sqm with open-plan living areas and full-height windows, while four separate dwellings of 35 sqm, 65 sqm, 70 sqm and 90 sqm function as self-contained guest accommodations, each with private entrances and service connections.
The estate divides into distinct residential zones across the grounds. The principal residence holds six bedrooms with en-suite facilities, a country-style kitchen with stone countertops, and a sitting room with exposed ceiling beams. The four satellite buildings house eight additional bedrooms and three bathrooms between them, with the largest unit featuring two bedrooms and a kitchenette. Exterior spaces include multiple terraced areas with mountain backdrops, mature olive and citrus groves, and vehicle access to each structure via internal pathways.
The property sits in Pizarra's agricultural belt, 30 minutes from Málaga-Costa del Sol Airport via the A-357. The village centre lies 3 kilometres away with weekly markets and local shops. This configuration allows for extended family occupation, rental income generation across multiple units, or conversion to boutique hospitality use, with each dwelling maintaining independent utility metering and access points.
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Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 14
- Bathrooms
- 7
- Built area
- 927 m²
- Plot size
- 12000 m²
- City
- Pizarra
- Province
- Málaga
- Coast
- Costa del Sol
Location
Pizarra
Map shows the approximate Pizarra area. Exact address provided upon request. This property is in PizarraCosta del Sol.
Hospital Valle del Guadalhorce
13 mindrive
Málaga Airport (AGP)
36 mindrive
9 questions answered
Buying this finca in Pizarra
Can foreigners buy property in Pizarra?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Pizarra. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Pizarra?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
