For sale · Costa del Sol · Pizarra
Available3-Bed Finca for Sale in Pizarra
€475,000
3 beds · 2 baths · 140 m² built · 8440 m² plot
Ref HT5521198Updated daily · Last sync 27 October 2026
About this property
Overview
Three-bedroom finca with private pool in Pizarra, Costa del Sol. This renovated property sits on over 8,400 square metres of irrigated agricultural land, offering sweeping views across the Guadalhorce Valley and genuine countryside privacy without isolation.
The 140-square-metre house includes three bedrooms and two bathrooms, with living spaces that open onto terraces overlooking the valley. The plot provides scope for smallholding activities or simply enjoying the space, while the pool area takes advantage of the elevated position and long-distance views. One parking space is included, and the property benefits from irrigation infrastructure already in place across the land. Built in 2013 and renovated since, the finca presents in good condition throughout.
The property lies 1.4 kilometres from the main road in the La Serrana area, approximately 10 minutes by car from both Pizarra and Álora town centres. Both towns have train stations with direct services to Málaga, making the location workable for those who need regular access to the city while maintaining a rural base. The plot's size and agricultural classification mean it could support vegetable growing, small-scale farming, or remain as open land around the house.
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Features
What this home includes
- Pool
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 140 m²
- Plot size
- 8440 m²
- Parking spaces
- 1
- Pool
- Yes
- Energy rating
- E
- City
- Pizarra
- Province
- Málaga
- Coast
- Costa del Sol
Location
Pizarra
Map shows the approximate Pizarra area. Exact address provided upon request. This property is in PizarraCosta del Sol.
Hospital Valle del Guadalhorce
13 mindrive
Málaga Airport (AGP)
36 mindrive
9 questions answered
Buying this finca in Pizarra
Can foreigners buy property in Pizarra?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Pizarra. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Pizarra?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
