For sale · Costa del Sol · Pizarra
Available4-Bed Finca for Sale in Pizarra
€2,500,000€3,500,000
4 beds · 3 baths · 589 m² built · 136151 m² plot
Price reduced
Ref HT4880446Updated daily · Last sync 27 October 2026
About this property
Overview
Four-bedroom finca with private pool in Pizarra, Costa del Sol. This south-east-facing country estate sits on 14 hectares of private land, offering complete seclusion with mountain views across the valley. A long private driveway lined with fig trees leads to the main house and outbuildings, with the swimming pool positioned to capture the morning sun.
The 589sqm residence features an open-plan living and dining area with floor-to-ceiling windows that draw natural light throughout the day. The kitchen is fitted for large-scale entertaining, with ample counter space and direct access to outdoor dining areas. Three double bedrooms occupy the ground level, each with mountain views, while the master suite takes the entire upper floor with its own terrace. A rooftop terrace provides 360-degree views of the surrounding countryside, and a private courtyard offers a sheltered spot for evening meals. The property includes a dedicated parking space and three bathrooms across the two floors.
Pizarra sits 30 minutes inland from Málaga Airport and 15 minutes from the historic town of Álora. The village centre, a five-minute drive away, has local shops, restaurants, and a weekly market. The estate's elevation and orientation mean the terrace catches both sunrise over the mountains and afternoon light across the valley.
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Features
What this home includes
- Private pool
- Countryside view
- Mountain view
- Panoramic view
- Pool view
- Barbecue
- Private garden
- Air conditioning
- Fireplace
- Double glazing
- Fitted wardrobes
- Storage room
- Utility room
- Private parking
Property details
Specifications
- Property type
- Finca
- Subtype
- Finca - cortijo
- Bedrooms
- 4
- Bathrooms
- 3
- Built area
- 589 m²
- Plot size
- 136151 m²
- Parking spaces
- 1
- Pool
- Yes
- Orientation
- South East
- City
- Pizarra
- Province
- Málaga
- Coast
- Costa del Sol
Location
Pizarra
Map shows the approximate Pizarra area. Exact address provided upon request. This property is in PizarraCosta del Sol.
Hospital Valle del Guadalhorce
13 mindrive
Málaga Airport (AGP)
36 mindrive
9 questions answered
Buying this finca in Pizarra
Can foreigners buy property in Pizarra?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Pizarra. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Pizarra?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
