New development · Costa del Sol · Estepona

Villa Murcia

From €4,750,000

7 beds · 761 m² built

Ref HT5444944Updated daily · Last sync 16 September 2026

About this property

Overview

Villa Murcia is a seven-bedroom villa a short walk from the beach in Estepona. At 761 square metres, this is a large family home with ten bathrooms, spread across three floors on a plot of just over 2,000 square metres. The terrace alone covers 284 square metres, and the plot includes a private garden and swimming pool.

The layout is designed around separation. One bedroom on the ground floor has its own entrance, functioning as a self-contained apartment suitable for staff or relatives who need independence. The main floor holds two further en-suite bedrooms, a separate kitchen, laundry and storage, and a living and dining area that opens directly onto the covered terrace and garden. Four bedrooms occupy the first floor, including the master suite, which has fitted wardrobes, a private terrace and views towards the sea and Guadalmina golf course. All bedrooms on this floor are en-suite.

The entrance hall has double-height ceilings. Windows across the living areas are large, and the connection between indoor and outdoor space is immediate. This matters on a plot this size, where the garden and terrace are not peripheral but central to how the home works day to day.

Estepona's beach, restaurants, shops and international schools are all within a few minutes. The setting is residential rather than secluded, which means proximity to services but less privacy than a gated hillside plot would offer. This suits a family that wants to walk to the beach and reach a supermarket in the car within minutes, rather than one looking for isolation or uninterrupted views.

Property details

Specifications

Reference
HT5444944
Property type
Villa
Bedrooms
7
Bathrooms
10
Built area
761 m²
Price range
€4,750,000
City
Estepona
Coast
Costa del Sol

Location

Estepona

Estepona

Exact location available on request. This development is in EsteponaCosta del Sol.

18 questions answered

Villa Murcia: Frequently Asked Questions

The seven bedrooms and ten bathrooms are split across three floors. The ground floor includes one self-contained bedroom with its own entrance, intended for staff or relatives. Two bedrooms sit on the main floor alongside the kitchen and living areas, which open directly onto the covered terrace. The first floor holds four en-suite bedrooms, including the master suite with a private terrace. The 284-square-metre terrace and private pool occupy a plot of just over 2,000 square metres.

Villa Murcia has a private garden and swimming pool on a plot exceeding 2,000 square metres. The terrace covers 284 square metres and connects directly to the living and dining areas. Maintenance of the garden and pool is the owner's responsibility, not shared with neighbours. The plot is large enough that outdoor space feels central to the home rather than an afterthought.

Yes. Estepona's beach, shops, restaurants and international schools are all a few minutes away, which makes this workable as a permanent family home. The layout includes a separate laundry, storage and a ground-floor bedroom that functions as staff accommodation. The residential setting means services are close, though it also means less seclusion than a gated hillside property would offer.

The master suite on the first floor has views towards the sea and Guadalmina golf course. The description does not specify views from other bedrooms or the main living areas. Large windows across the living spaces connect to the garden and terrace, but the setting is residential rather than elevated, so the immediate surroundings will include neighbouring properties.

A villa this size attracts extended families or groups looking for space and independence. The self-contained ground-floor bedroom adds flexibility. Estepona's beaches and amenities are within walking distance, which matters to renters. The drawback is upkeep: maintaining a 2,000-square-metre plot, a private pool and 761 square metres of interior requires either your presence or paid help between lets.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar villas in the same city.

This Villa

€6,242 / m²

€6,242 × 761 m² = €4,750,000 asking · entry unit

Comparable averages

  • Villas in Estepona

    17 active listings

    €6,058 / m²3% above market

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