New development · Costa del Sol · Estepona

Maria Caridad

€650,000 to €875,000

2 to 3 beds · 101 to 163 m² built

Ref HT5256421Updated daily · Last sync 16 September 2026

About this property

Overview

Maria Caridad is a collection of townhouses in Estepona, built between the AP-7 and the sea. The homes run from 101 to 163 square metres, with two or three bedrooms and two or three bathrooms. The layouts give you open-plan living spaces and terraces that range from 11 to 32 square metres. The smaller homes suit couples or a small family who want a manageable property close to the beach. The larger end works for a family who needs a third bedroom and more terrace space for outdoor living.

You are a three-minute walk from a Carrefour supermarket and close to Estepona town centre, so shops, cafes and everyday services are all within reach on foot. The Mediterranean is steps away, meaning you can be on the beach without getting in the car. Gibraltar Airport is 47 minutes by road, which is useful if you travel regularly. The location keeps you out of the Marbella crowds while keeping you close enough to reach them when you want to.

Being on the sea side of the motorway means you hear road noise from the AP-7, particularly if you spend time on your terrace. The upside is direct beach access without the walk or drive that comes with developments set further back. The surroundings are residential and functional rather than resort-like. This suits a buyer who wants a practical base near the sea and the town, not someone looking for a quiet hillside retreat or a gated community with shared gardens and pools.

Features

What this home includes

  • Beachside

Property details

Specifications

Reference
HT5256421
Property type
Townhouse
Bedrooms
2 to 3
Bathrooms
2 to 3
Built area
101 m² to 163 m²
Terrace
11 m² to 32 m²
Price range
€650,000 to €875,000
Beach side
Yes
City
Estepona
Coast
Costa del Sol

What's Nearby

La Rada
7 minwalk
Carrefour
3 minwalk
Mercadona
5 minwalk
Dia
5 minwalk
Carrefour
4 mindrive
56 restaurants & bars
within 12 minwalk
Málaga Airport (AGP)
71 mindrive
Gibraltar Airport (GIB)
47 mindrive
Beachside, south of the coastal road (A-7), close to the Mediterranean.

Location

Estepona

Location shown is the development site. This development is in EsteponaCosta del Sol.

Maria Caridad sits on the sea side of the AP-7 motorway in Estepona, placing you between the road and the Mediterranean. Gibraltar Airport is a 47 minute drive away, making it practical for regular travellers. Carrefour supermarket is just a 3 minute walk from the development, so daily shopping is quick and convenient. Estepona town centre offers restaurants, bars and local services within easy reach. This location suits buyers who want beach access without the crowds of central Marbella, and families who value walkable amenities.

18 questions answered

Maria Caridad: Frequently Asked Questions

La Rada beach is half a kilometre away, which is close enough to reach on foot without needing the car. The development sits between the AP-7 motorway and the sea, so you get direct beach access in exchange for motorway noise when you are outside on the terrace.

The homes range from 101 to 163 square metres, with terraces from 11 to 32 square metres. The smaller two-bedroom layouts suit couples or a compact family, while the three-bedroom homes give you more indoor space and a larger terrace for outdoor living.

Gibraltar Airport is 36 kilometres away and takes about 47 minutes by car. The route is straightforward, which makes this location practical if you fly regularly or use the home for short stays and need reliable airport access.

A Carrefour supermarket is three minutes on foot, and Estepona town centre is nearby, so you can reach shops, cafes and everyday services without driving. The beach is also within walking distance, which means you can leave the car at home most of the time.

The views are urban. You look out over the surrounding residential area rather than the sea or mountains. The setting is functional and close to the beach, but this is not the choice if uninterrupted coastal views are what you need.

Buying off-plan in Estepona means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.

Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.

Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.

New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.

Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.

Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.

Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.

Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.

Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.

Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.

Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.

Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.

In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.

Market context

How it sits in the market

Live €/m² comparisons from current inventory of similar townhouses in the same city.

This Townhouse

€6,436 / m²

€6,436 × 101 m² = €650,000 asking · entry unit

Comparable averages

  • New developments in Estepona

    60 active listings

    €6,072 / m²6% above market

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