About this property
Overview
Naya Residences puts two- and three-bedroom apartments within easy reach of the beach, golf and both San Pedro Alcántara and Puerto Banús. The apartments range from 96 to 132 square metres inside, and terraces vary significantly, from 28 square metres on smaller units to 293 square metres on the largest.
Ground floors open straight onto the gardens, which works for families with young children or anyone who prefers level access. Upper floors have larger private terraces, some big enough to furnish as outdoor rooms. Three-bedroom layouts suit families or buyers wanting a home office, while the two-bedroom apartments appeal to couples or anyone downsizing.
Atalaya sits between the AP-7 and the coast, so the beach is an eight-minute drive rather than a walk. You will need a car for most errands. El Campanario Golf Course is two minutes away, making this convenient for regular golfers. San Pedro Alcántara takes nine minutes by car and has supermarkets, restaurants and a weekly market. Puerto Banús marina is ten minutes further along the coast. The immediate surroundings are residential and fairly quiet, with forest backing the development. You are not in a town centre, which means less passing traffic but also less on foot.
The development has a communal pool and gardens, and each apartment includes parking. Mountain, garden, pool and forest views depend on which block and floor you choose. This location fits buyers who want both golf and beach access without being directly on the beachfront, and who do not mind driving for daily shopping. Families often consider Atalaya for The International School of Estepona, which is four minutes away. The trade-off is that you are reliant on the car rather than walking to much beyond the golf course.
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Features
What this home includes
- Pool
- Private garden
- Parking
- Beachside
Property details
Specifications
- Reference
- HT4678789
- Property type
- Apartment
- Bedrooms
- 2 to 3
- Bathrooms
- 2 to 3
- Built area
- 96 m² to 132 m²
- Terrace
- 28 m² to 293 m²
- Price range
- €668,000 to €1,155,000
- Est. completion
- Q3 2028
- Pool
- Yes
- Garden
- Yes
- Garage
- Yes
- Beach side
- Yes
- Area
- Atalaya
- City
- Estepona
- Coast
- Costa del Sol
What's Nearby
Location
Atalaya, Estepona
Location shown is the development site. This development is in AtalayaEstepona.
Naya Residences sits on the sea side of the AP-7, between the motorway and the Mediterranean near Atalaya. Playa Isdabe is just 8 minutes away by car. El Campanario Golf Course is a 2-minute drive, making it ideal for regular players. San Pedro Alcántara town centre takes 9 minutes to reach, while Puerto Deportivo José Banus marina is 10 minutes away. Gibraltar Airport is 55 minutes' drive for international travel. This location works well for golfers, families wanting beach access, and those seeking a balance between coastal living and convenient amenities.
18 questions answered
Naya Residences: Frequently Asked Questions
How far is the beach from Naya Residences?
Playa Isdabe is 2.1 kilometres away, about eight minutes by car. The development sits inland from the coast, so you cannot walk to the beach. You will need a car for all beach trips, which makes this better suited to buyers who drive regularly rather than those wanting to stroll to the sea each morning.
What is within walking distance of the development?
El Campanario Golf Course is 600 metres away and reachable on foot, but almost everything else requires a car. The nearest supermarket is 1.3 kilometres, and San Pedro Alcántara is 2.9 kilometres. Atalaya itself is a residential area with forest backing rather than a town centre, so daily errands and dining out mean driving.
Do the apartments have private or shared outdoor space?
Each apartment has a private terrace, ranging from 28 to 293 square metres depending on the layout and floor. Ground-floor units open directly onto the communal gardens, which some buyers prefer for level access. Upper floors have larger private terraces. The development also has a communal pool and shared gardens, so maintenance of those areas is handled collectively.
How does the terrace size vary across the apartments?
Terraces start at 28 square metres on the smaller units and reach 293 square metres on the largest. That range reflects both the number of bedrooms and the floor level. The biggest terraces are large enough to furnish as separate outdoor rooms, while the smallest still fit a table and chairs but offer less flexibility for different uses.
What makes Atalaya suitable for families with school-age children?
The International School of Estepona is 1.5 kilometres away, about four minutes by car. HC Marbella International Hospital is eight minutes away, and the three-bedroom layouts provide space for a growing family. The location is quiet and residential, with forest nearby, though children cannot walk to school or activities independently because everything requires a drive.
How does buying off-plan work in Spain?
Buying off-plan in Atalaya means reserving a property before or during construction. You pay a reservation deposit (typically €6,000 to €12,000), then sign a private purchase contract within 30 days and pay a further 10 to 20% of the purchase price. Staged payments follow the construction milestones. The final 60 to 70% is paid at notary completion when the keys are handed over.
Are my deposits protected if the developer goes bust?
Under Spanish law (Law 57/1968 and its 2015 successor), all off-plan deposits must be covered by a bank guarantee or insurance policy. Your lawyer must verify this before you pay any money. If the developer fails to deliver, you can claim 100% of your deposit plus 6% annual interest. Never transfer funds without a confirmed guarantee in your name.
What building guarantees come with a new-build?
Spanish law mandates three tiers: a 10-year structural guarantee (Seguro Decenal) for serious structural defects, a 3-year guarantee for habitability issues (waterproofing, insulation, installations), and a 1-year guarantee on finishes and fixtures. These run from the date the licence of first occupation (licencia de primera ocupación) is issued.
What taxes apply to new-build property in Spain?
New-build purchases are subject to 10% IVA (VAT) on the purchase price, plus 1.2% AJD (stamp duty) in Andalucía. Parking spaces or storage sold separately may attract 21% IVA. Add notary, land registry and legal fees (1 to 2%), budget 12 to 15% on top of the purchase price in total acquisition costs.
Can I customise finishes and layout before completion?
Most developers allow personalisation during the early construction phase, choices of floor tiles, kitchen units, bathroom fixtures, paint colours and sometimes layout tweaks. The window for changes is typically 3 to 6 months after signing the contract. Structural changes are rarely possible once work has started. Your sales representative will provide a customisation deadline and specification sheet.
How long will construction take?
Typical build time in coastal Spain is 18 to 30 months from licence grant to completion. Delays of 3 to 6 months are common due to weather, supply-chain or permit issues. Your contract should specify a longstop completion date and the compensation you are owed for any overrun. Always check whether the building licence has already been granted before reserving.
What should I check before signing an off-plan contract?
Key due-diligence points: (1) confirm the building licence is granted, not just applied for; (2) verify all deposits are bank-guaranteed in your name; (3) check the developer's track record and financial standing; (4) review the specification sheet and what is included in the price; (5) confirm the estimated completion date and longstop clause; (6) have an independent Spanish lawyer review the contract before you sign anything.
Do I need a NIE and Spanish bank account to buy off-plan?
Yes, both are required before the final notary signing. You can reserve with a passport, but your Spanish NIE (foreigner tax number) is needed for the private purchase contract and your Spanish bank account for the staged transfers. Your lawyer can obtain your NIE with a power of attorney in 2 to 4 weeks. Open the bank account on your first trip to Spain or remotely via certain Spanish banks.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
What taxes will I pay buying a property in Atalaya?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Market context
How it sits in the market
Live €/m² comparisons from current inventory of similar apartments in the same city.
This Apartment
€6,958 / m²
€6,958 × 96 m² = €668,000 asking · entry unit
Comparable averages
New developments in Atalaya
3 active listings
€5,109 / m²36% above market
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