For sale · Costa del Sol · Estepona
Available6-Bed Apartment for Sale in Estepona
€585,000
6 beds · 3 baths · 224 m² built
Ref HT5517253Updated daily · Last sync 17 October 2026
About this property
Overview
Six-bedroom apartment with top-floor position in Estepona, Costa del Sol. Spread across 224 square metres of single-level living, this penthouse occupies an entire floor in a central building, delivering the space of a villa without the maintenance. The layout includes three full bathrooms and four private terraces totalling 14 square metres, with the principal terrace overlooking the Estepona Orchidarium and its year-round displays.
The apartment requires complete renovation, which allows you to configure the six bedrooms to your own specification. All rooms sit on one level with no internal stairs, and the current layout separates sleeping quarters from living areas through a central corridor. Three bathrooms serve the six bedrooms, and the kitchen connects directly to one of the terraces. Built in 1982, the property retains its original finishes and systems, so budget for full mechanical, electrical and cosmetic works. Furniture is available by separate negotiation.
The building stands in central Estepona, 400 metres from the Old Town's western edge and a seven-minute walk from Playa de la Rada. From the main terrace, you look directly over the Orchidarium's glass domes and tropical gardens, with the Sierra Bermeja rising behind. Estepona's Wednesday market, the marina, and the town's network of plaza restaurants are all within 600 metres on foot. The single-level layout and central location make this penthouse suitable for conversion into two independent apartments or for long-term rental to extended families visiting the Costa del Sol.
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Features
What this home includes
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 6
- Bathrooms
- 3
- Built area
- 224 m²
- Terrace
- 14 m²
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
