For sale · Costa del Sol · Estepona
Available2-Bed Apartment for Sale in Estepona
Gated community
€359,000
2 beds · 2 baths · 90 m² built
Ref HT5516470Updated daily · Last sync 16 October 2026
About this property
Overview
Two-bedroom apartment with private pool in Estepona, Costa del Sol. This middle-floor residence spans 90sqm of renovated living space with a 15sqm south-facing terrace that captures sunlight throughout the day. The master bedroom opens directly onto a private balcony large enough for two chairs, where morning sun floods in and doors open fully to create a cross-breeze through the apartment.
Inside, both bedrooms include built-in wardrobes, and two bathrooms serve the layout. The property comes fully furnished and ready to occupy, with modern interiors fitted throughout. A single parking space is included with the sale, and residents access a communal swimming pool within the gated urbanisation. The south orientation ensures natural light reaches the main living areas, whilst the 15sqm terrace extends the usable space for outdoor dining or lounging.
The apartment sits within a secure gated community in El Paraíso, Estepona, approximately 3 kilometres from Estepona town centre. The complex offers controlled access and shared pool facilities, with the beach at Playa del Saladillo a 10-minute drive away. Local amenities in El Paraíso include supermarkets, restaurants and golf courses within walking distance, whilst Estepona's marina and old town provide a broader selection of shops and services. The property was built in 1987 and maintained in excellent condition, with the private balcony off the master bedroom catching morning sun from first light.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Middle floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 90 m²
- Terrace
- 15 m²
- Parking spaces
- 1
- Pool
- Yes
- Gated community
- Yes
- Orientation
- south
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. Exact address provided upon request. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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