For sale · Costa del Sol · Estepona
Available2-Bed Apartment in Central Park, Estepona
Residential complexCentral Park
€450,000
2 beds · 2 baths · 88 m² built
Ref HT5517019Updated daily · Last sync 17 October 2026
About this property
Overview
Two-bedroom apartment in Estepona, Costa del Sol. This sixth-floor residence in the Central Park complex centres on a 13sqm glazed terrace that functions as year-round living space. Southwest-facing and flooded with afternoon light, the enclosed terrace converts readily into a home office, dining area, or workout zone without exposure to coastal winds.
The 88sqm interior delivers practical separation: a dedicated entrance hall, two double bedrooms with fitted wardrobes, and two bathrooms including one en-suite. The main bathroom benefits from a window that brings in natural daylight. Air conditioning runs hot and cold throughout. The kitchen comes fully fitted, and the apartment includes one parking space. Part-furnished, the property was built in 2009 and remains in excellent condition with no need for immediate updating.
Central Park sits in central Estepona, 800 metres from the town's renovated old quarter with its weekly market and tapas bars. The beachfront promenade lies 1.2 kilometres south, reachable in fifteen minutes on foot. Estepona's marina, with its restaurants and weekend fish market, is a similar distance along the coast road. The complex has no communal pool, but the apartment's all-season terrace compensates with private outdoor space that remains usable during cooler months when open terraces lose their appeal.
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Features
What this home includes
- Terrace
Property details
Specifications
- Property type
- Apartment
- Subtype
- Top floor apartment
- Bedrooms
- 2
- Bathrooms
- 2
- Built area
- 88 m²
- Terrace
- 13 m²
- Parking spaces
- 1
- Orientation
- southwest
- Complex
- Central Park
- City
- Estepona
- Province
- Málaga
- Coast
- Costa del Sol
Location
Estepona
Map shows the approximate Estepona area. The exact position of Central Park is not published. This property is in EsteponaCosta del Sol.
La Rada
4 mindrive
Azata Golf
14 mindrive
Puerto Estepona
4 mindrive
Hospital de Alta Resolución de Estepona
11 mindrive
Málaga Airport (AGP)
70 mindrive
9 questions answered
Buying this apartment in Estepona
Can foreigners buy property in Estepona?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Estepona. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Estepona?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
