For sale · Costa del Sol · Marbella
Available5-Bed Villa in Río Real – La Finca de Marbella, Marbella
Residential complexRío Real – La Finca de Marbella
€3,000,000
5 beds · 6 baths · 404 m² built · 810 m² plot
Ref HT5521342Updated daily · Last sync 3 November 2026
About this property
Overview
Five-bedroom villa with mountain views in Marbella, Costa del Sol. Built in 2018, the property spans three levels across 404 square metres of interior space, with an 810-square-metre plot offering elevated perspectives towards the Sierra Blanca range. All five bedrooms include en-suite bathrooms, and the contemporary architecture delivers clean lines and floor-to-ceiling glass in the principal living areas.
The ground floor opens to an open-plan living and dining area that connects directly to outdoor terraces, whilst the kitchen features integrated appliances and a breakfast island. Two bedrooms occupy the upper floor, each with private terrace access and views across the surrounding terrain. The lower level houses three further bedrooms, a media room, and a utility zone with laundry facilities and storage. Interior finishes include porcelain tiling, fitted wardrobes in all bedrooms, and underfloor heating throughout the main living spaces.
Río Real – La Finca de Marbella sits adjacent to the Four Seasons Resort Marbella and a ten-minute walk from Trocadero Arena beach club. Marbella town centre is ten minutes by car, whilst Puerto Banús lies fifteen minutes west along the coastal road. The property currently operates as a rental villa, generating consistent monthly income for the current owner.
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Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 5
- Bathrooms
- 6
- Built area
- 404 m²
- Plot size
- 810 m²
- Levels
- 2
- Complex
- Río Real – La Finca de Marbella
- City
- Marbella
- Province
- Málaga
- Coast
- Costa del Sol
Location
Marbella
Residential complexRío Real – La Finca de MarbellaMap shows the Río Real – La Finca de Marbella complex location. Exact unit address provided upon request. This property is in MarbellaCosta del Sol.
9 questions answered
Buying this villa in Marbella
Can foreigners buy property in Marbella?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Marbella. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Marbella?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
