For sale · Costa del Sol · Málaga
Available5-Bed Townhouse for Sale in Málaga Centro, Málaga
€540,000
5 beds · 3 baths · 256 m² built
Ref HT5490610Updated daily · Last sync 27 October 2026
About this property
Overview
Five-bedroom townhouse with private pool in Málaga Centro, Costa del Sol. This four-storey property spans 256 square metres and includes a self-contained basement level that can function as an independent guest suite or rental unit, complete with its own access.
The layout distributes five bedrooms and three bathrooms across the basement and two main residential floors, all fitted with air conditioning. The basement offers flexibility for multigenerational living or additional income potential. The main living areas occupy the ground and first floors, whilst the rooftop terrace measures 66 square metres and accommodates a private swimming pool, barbecue zone, and seating areas with mountain views. Built in 2001 and maintained in good condition, the townhouse provides separate zones that allow different parts of the family to enjoy their own space.
The property sits in the Las Chapas area of eastern Málaga, a coastal neighbourhood that combines residential calm with proximity to amenities. Málaga's historic centre lies approximately 12 kilometres west, accessible in 15 minutes by car along the A-7 coastal motorway. The rooftop terrace overlooks the surrounding mountains to the north, whilst local beaches along the Costa del Sol stretch within walking distance to the south.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 5
- Bathrooms
- 3
- Built area
- 256 m²
- Terrace
- 66 m²
- Pool
- Yes
- Area
- Málaga Centro
- City
- Málaga
- Province
- Málaga
- Coast
- Costa del Sol
Location
Málaga Centro, Málaga
Map shows the approximate Málaga Centro, Málaga area. Exact address provided upon request. This property is in Málaga CentroMálagaCosta del Sol.
Playa de San Andrés
3 mindrive
Club de Golf Málaga Parador
14 mindrive
IGY Málaga Marina
7 mindrive
Hospital Doctor Gálvez
5 mindrive
Málaga
5 mindrive
Málaga Airport (AGP)
27 mindrive
9 questions answered
Buying this townhouse in Málaga Centro
Can foreigners buy property in Málaga Centro?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Málaga Centro. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Málaga Centro?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
