For sale · Costa del Sol · Málaga
Available3-Bed Townhouse for Sale in Málaga
€565,000
3 beds · 3 baths · 133 m² built · 68 m² plot
Ref HT5541880Updated daily · Last sync 12 November 2026
About this property
Overview
Three-bedroom townhouse fully renovated in El Palo, Málaga, Costa del Sol. The property divides into two completely independent levels, each with its own private entrance, allowing you to live in one whilst renting the other or operate both as holiday lets. The ground floor opens to a bright living room with an open-plan kitchen, a master bedroom with newly renovated en-suite bathroom, and a private patio that floods the space with natural light.
The layout provides 133 square metres of built space across three bedrooms and three bathrooms, with an additional 49 square metres of terrace area. The second level mirrors the ground floor's functionality with its own living area, kitchen, bedroom and bathroom, creating two self-contained units within a single structure. Both levels benefit from the recent renovation, which includes updated bathrooms and modern finishes throughout. The 68-square-metre plot incorporates the private patio on the ground floor, offering outdoor space without the maintenance demands of a larger garden.
El Palo remains one of Málaga's traditional fishing neighbourhoods, where limited inventory meets consistent demand from both long-term residents and the holiday rental market. The townhouse sits within walking distance of El Palo beach, less than 200 metres from the shoreline and its collection of seafood restaurants along the promenade. The area maintains its village character whilst offering direct access to Málaga city centre, reachable in 15 minutes by car or via the coastal bus route that runs every 20 minutes during peak season.
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Features
What this home includes
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 3
- Bathrooms
- 3
- Built area
- 133 m²
- Terrace
- 49 m²
- Plot size
- 68 m²
- Levels
- 2
- Condition
- Excellent
- Energy rating
- E
- CO₂ rating
- E
- City
- Málaga
- Postcode
- 29017
- Province
- Málaga
- Coast
- Costa del Sol
Location
Málaga
Map shows the approximate Málaga area. Exact address provided upon request. This property is in MálagaCosta del Sol.
Playa de San Andrés
20 mindrive
Club de Golf de Guadalhorce
32 mindrive
IGY Málaga Marina
25 mindrive
Hospital Materno Infantil
17 mindrive
Málaga Airport (AGP)
36 mindrive
9 questions answered
Buying this townhouse in Málaga
Can foreigners buy property in Málaga?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Málaga. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Málaga?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
