For sale · Costa del Sol · Vélez-Málaga
Available4-Bed Villa for Sale in Costa del Sol East, Vélez-Málaga
€650,000
4 beds · 3.5 baths · 277 m² built · 713 m² plot
Ref HT5286613Updated daily · Last sync 23 June 2026
About this property
Overview
Four-bedroom villa with sea views in Costa del Sol East, Vélez-Málaga, Costa del Sol. The property sits elevated above the coastline, where terraces capture uninterrupted Mediterranean panoramas across 713 square metres of grounds. The 277-square-metre layout includes independent accommodation: the main house holds two bedrooms, while a self-contained apartment and separate studio provide two additional sleeping spaces, each with private access and their own facilities across the 3.5 bathrooms.
The main residence opens onto a terrace built for outdoor dining, positioned to frame the sea view from every seat. Inside, the living area connects directly to this outdoor space through wide glass doors that pull Mediterranean light across the interior rooms. The apartment functions as a complete secondary unit with its own kitchen and bathroom, whilst the studio offers 30 square metres of flexible space suitable for a home office or guest accommodation. The grounds include a private pool surrounded by terracing that steps down the sloping plot.
Built in 1979 in the coastal village of Benajarafe, the villa stands 400 metres from the beachfront promenade where a mix of chiringuitos and local seafood restaurants line the shore. The N-340 coastal road runs 200 metres north, connecting to Vélez-Málaga town centre in eight minutes by car and Torre del Mar marina in five. Benajarafe beach stretches for two kilometres of dark sand and calm water, accessed by a short walk down the hillside streets that characterise this eastern stretch of the Costa del Sol.
Read moreRead less
Features
What this home includes
- Pool
- Sea view
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 4
- Bathrooms
- 3.5
- Built area
- 277 m²
- Plot size
- 713 m²
- Levels
- 1
- Year built
- 1979
- Condition
- Good
- Pool
- Yes
- Sea view
- Yes
- Area
- Costa del Sol East
- City
- Vélez-Málaga
- Postcode
- 29790
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costa del Sol East, Vélez-Málaga
Map shows the approximate Costa del Sol East, Vélez-Málaga area. Exact address provided upon request. This property is in Vélez-MálagaCosta del Sol.
Nearest beach
10 mindrive
Puerto Deportivo Caleta de Vélez
11 mindrive
Hospital Comarcal de La Axarquía
9 mindrive
Málaga Airport (AGP)
58 mindrive
9 questions answered
Buying this villa in Costa del Sol East
Can foreigners buy property in Vélez-Málaga?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Vélez-Málaga. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Vélez-Málaga?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
