For sale · Costa del Sol · Vélez-Málaga
Available3-Bed Villa for Sale in Costa del Sol East, Vélez-Málaga
€445,000
3 beds · 2 baths · 203 m² built
Ref HT5440315Updated daily · Last sync 17 July 2026
About this property
Overview
Three-bedroom villa in Costa del Sol East, Vélez-Málaga, Costa del Sol, set on a 600-square-metre private plot with views across La Viñuela reservoir to La Maroma, Málaga's highest peak. This 2026-built property occupies a hillside position where the countryside meets accessibility, offering seclusion without isolation. The two-storey layout spans 203 square metres across light-filled rooms designed to frame the mountain and water views that define the setting.
Inside, the floor plan separates three bedrooms and two bathrooms across two levels, with ceiling heights and window placement engineered to maximise natural light throughout the day. The ground floor opens onto the private plot, where 600 square metres of outdoor space allows for terraces, gardens or future pool installation. Energy efficiency rating A comes as standard, achieved through insulation specifications and climate control systems that reduce running costs and environmental impact. The built area provides enough space for open-plan living zones on the lower floor, with bedrooms positioned on the upper level to capture the reservoir views.
The villa sits several kilometres inland from Torre del Mar, where the beaches lie 15 minutes away by car. Málaga International Airport is accessible via the A-7 coastal motorway, placing international connections within a 45-minute drive. The location balances proximity to coastal amenities with the privacy of elevated countryside, where the reservoir and mountain backdrop remain visible from the plot throughout the year.
Read moreRead less
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 3
- Bathrooms
- 2
- Built area
- 203 m²
- Area
- Costa del Sol East
- City
- Vélez-Málaga
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costa del Sol East, Vélez-Málaga
Map shows the approximate Costa del Sol East, Vélez-Málaga area. Exact address provided upon request. This property is in Vélez-MálagaCosta del Sol.
Nearest beach
10 mindrive
Puerto Deportivo Caleta de Vélez
11 mindrive
Hospital Comarcal de La Axarquía
9 mindrive
Málaga Airport (AGP)
58 mindrive
9 questions answered
Buying this villa in Costa del Sol East
Can foreigners buy property in Vélez-Málaga?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Vélez-Málaga. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Vélez-Málaga?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Newsletter · Every Friday
Track the Costa del Sol market without the noise.
Every Friday: the properties worth a second look, what prices are doing in Marbella and Estepona, and one honest take on the market. For buyers who are serious, but not ready to be sold to yet.
