For sale · Costa del Sol · Nerja
Available€265,000€300,000
4 beds · 2 baths · 79 m² built
Price reduced
Ref HT4964071Updated daily · Last sync 23 June 2026



About this property
Four-bedroom villa with sea views in Costa del Sol East, Nerja, Costa del Sol. This semi-detached property sits on two levels in the Rio de la Miel area, where mountain and distant sea views stretch across the countryside. The split-level layout creates two distinct living zones that could suit extended family use or rental income potential.
The top floor holds two bedrooms, one bathroom, a kitchen, and a spacious terrace measuring 20 square metres that captures the panoramic views across the surrounding landscape. The ground floor contains a separate two-bedroom, one-bathroom apartment with its own living area, though this level requires full refurbishment. Total built space spans 79 square metres across both floors. A private pool sits on the plot, surrounded by open countryside where wildlife is a regular presence. The property remains unfurnished and was built in 1990.
The villa stands in the final stretch of Málaga province before the Granada border, where privacy and natural surroundings define the setting. Nerja town centre lies 20 minutes away by car, whilst the nearest coastal access is a 10-minute drive from the property. The location places you in quiet countryside terrain with mountain backdrops, yet maintains practical access to coastal amenities and the services of Nerja itself.
Features
Property details
Location
Map shows the approximate Costa del Sol East, Nerja area. Exact address provided upon request. This property is in NerjaCosta del Sol.
9 questions answered
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Nerja. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
Market context
Live €/m² comparisons from current inventory of similar townhouses in the same city.
This Townhouse
€3,354 / m²
€3,354 × 79 m² = €265,000 asking
Comparable averages
Nerja townhouses
9 active listings
Similar properties
Market average €5,334/sqm across 9 active nerja townhouses.