For sale · Costa del Sol · Nerja
Available4-Bed Townhouse in Tropicana, Nerja
Residential complexTropicana
€440,000
4 beds · 3 baths · 186 m² built · 25 m² plot
Ref HT5402023Updated daily · Last sync 9 July 2026
About this property
Overview
Four-bedroom townhouse with sea views in Costa del Sol East, Nerja, Costa del Sol. The property opens onto a south-facing terrace where the Mediterranean stretches across the horizon, and a private lift connects both floors of the 186sqm layout. Recently refurbished and sold fully furnished, the house includes a valid tourist rental licence, making it immediately operational for holiday lets.
Inside, the four bedrooms span two floors, served by two full bathrooms and a guest toilet. The ground-level garden extends to 25sqm with a built-in barbecue area, while the main living space centres on a working fireplace. A dedicated storage room sits off the main corridor, and one parking space is allocated with the property. The 10sqm terrace catches full afternoon sun, and the community pool lies a short walk across the Tropicana complex.
Tropicana sits 400 metres from Burriana Beach, Nerja's longest stretch of sand, where a line of chiringuitos runs the length of the shore. The complex itself provides gated access and maintained gardens around the shared pool. Central Nerja, with its whitewashed streets and the Balcón de Europa viewpoint, is a five-minute drive inland, while Málaga airport lies 55 kilometres west along the A-7 coastal motorway.
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Features
What this home includes
- Pool
- Sea view
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 4
- Bathrooms
- 3
- Built area
- 186 m²
- Terrace
- 10 m²
- Plot size
- 25 m²
- Pool
- Yes
- Sea view
- Yes
- Orientation
- south
- Complex
- Tropicana
- Area
- Costa del Sol East
- City
- Nerja
- Province
- Málaga
- Coast
- Costa del Sol
Location
Costa del Sol East, Nerja
Residential complexTropicanaMap shows the Tropicana complex location. Exact unit address provided upon request. This property is in NerjaCosta del Sol.
Playa de Vilches
2 mindrive
Puerto Deportivo Caleta de Vélez
22 mindrive
Instituto El Chaparil
5 mindrive
Lidl
24 minwalk
Farmacia Castillón
5 mindrive
Nerja
5 mindrive
Málaga Airport (AGP)
72 mindrive
9 questions answered
Buying this townhouse in Costa del Sol East
Can foreigners buy property in Nerja?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Nerja. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Nerja?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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