For sale · Costa del Sol · Cártama
Available4-Bed Townhouse for Sale in Cártama
€350,000
4 beds · 1 bath · 151 m² built
Ref HT4164583Updated daily · Last sync 31 October 2026
About this property
Overview
Four-bedroom townhouse with mountain views in Cártama, Costa del Sol. This 151sqm property offers panoramic vistas across the Guadalahorce valley from its covered roof terrace, where the Sierra de las Nieves forms a dramatic backdrop to the north.
The ground floor centres on an open-plan kitchen and dining area that connects through double doors to a spacious living room with original ornate ceiling features. A covered internal courtyard provides additional outdoor space, leading to a ground-floor double bedroom and separate toilet. Upstairs, three further bedrooms include two doubles and one single, served by a large family bathroom. At street level, a 150sqm tiled terrace stretches across the front of the house, planted with fruit trees and bordered by flowering plants. The property includes one parking space and benefits from a north-facing orientation that keeps interiors naturally cool during summer months.
The house sits in central Cártama, with the town's shops, bars and weekly market all within a three-minute walk. The historic church of San Pedro stands 200 metres away in the main plaza. Málaga Airport lies 25 kilometres to the south, reachable in under 30 minutes via the A-357. The property dates from 1970 and retains period features including the ornate ceiling work in the main living room, whilst the covered roof terrace provides year-round outdoor living space with uninterrupted mountain views.
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Features
What this home includes
- Countryside view
- Mountain view
- Panoramic view
- Private garden
- Air conditioning
- Fitted kitchen
- Fitted wardrobes
- Private parking
- Close to schools
- Terrace
Property details
Specifications
- Property type
- Townhouse
- Subtype
- Townhouse
- Bedrooms
- 4
- Bathrooms
- 1
- Built area
- 151 m²
- Terrace
- 150 m²
- Parking spaces
- 1
- Levels
- 1
- Year built
- 1970
- Condition
- Fair
- Furniture
- Not Furnished
- Orientation
- North, North East, North West
- City
- Cártama
- Postcode
- 29570
- Province
- Málaga
- Coast
- Costa del Sol
Location
Cártama
Map shows the approximate Cártama area. Exact address provided upon request. This property is in CártamaCosta del Sol.
Lauro Golf
23 mindrive
Policlinica Lacibis Cartama
5 mindrive
Málaga Airport (AGP)
25 mindrive
9 questions answered
Buying this townhouse in Cártama
Can foreigners buy property in Cártama?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Cártama. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Cártama?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
