For sale · Costa del Sol · Cártama
Available5-Bed Villa for Sale in Cártama
€525,000
5 beds · 3 baths · 230 m² built · 3700 m² plot
Ref HT5490148Updated daily · Last sync 10 October 2026
About this property
Overview
Five-bedroom villa with private pool in Cártama, Costa del Sol. The 3,700sqm plot provides genuine separation from neighbours, with mature trees and open ground that extends well beyond typical suburban boundaries. The pool sits within 1,000sqm of terrace space, complemented by a summer kitchen for outdoor dining through the warmer months.
Inside, the 230sqm layout includes five air-conditioned bedrooms and three bathrooms, all updated during a complete renovation. The new kitchen comes with integrated appliances, whilst the living room opens directly onto the terrace. Storage extends across multiple rooms with reinforced doors, plus an attic and additional compartments for seasonal items. The property is fully furnished and requires no further work before occupation.
The villa sits in the Santa Rosalía – Maqueda area of Campanillas, a rural pocket that maintains mountain views whilst remaining connected to Málaga's infrastructure. Málaga Airport lies approximately 15 minutes by car, making the location practical for regular travel. The surrounding plot allows for vegetable gardens, additional structures or simply uninterrupted privacy beneath the Sierra de Mijas foothills.
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Features
What this home includes
- Pool
- Terrace
Property details
Specifications
- Property type
- Villa
- Subtype
- Detached villa
- Bedrooms
- 5
- Bathrooms
- 3
- Built area
- 230 m²
- Terrace
- 1000 m²
- Plot size
- 3700 m²
- Parking spaces
- 1
- Pool
- Yes
- City
- Cártama
- Province
- Málaga
- Coast
- Costa del Sol
Location
Cártama
Map shows the approximate Cártama area. Exact address provided upon request. This property is in CártamaCosta del Sol.
Lauro Golf
23 mindrive
Policlinica Lacibis Cartama
5 mindrive
Málaga Airport (AGP)
25 mindrive
9 questions answered
Buying this villa in Cártama
Can foreigners buy property in Cártama?
Yes. Spain places no restrictions on foreign buyers, EU and non-EU citizens can purchase freely in Cártama. You will need a Spanish NIE (foreigner tax number) before signing the title deed, plus a Spanish bank account for the transfer. The full purchase typically completes 6 to 10 weeks from signing the reservation contract.
What is an NIE and how do I get one?
The NIE (Número de Identificación de Extranjero) is your Spanish tax ID and is mandatory for buying property, opening a bank account or paying taxes. You can apply at a Spanish consulate in your home country or in person in Spain. Your lawyer can also obtain it on your behalf with a power of attorney, typically 2 to 4 weeks.
Do I need a Spanish lawyer?
Strongly recommended. An independent lawyer (abogado), separate from the agent and seller, verifies title, checks for debts and planning issues, drafts contracts and represents you at the notary. Typical fee is 1% of the purchase price plus VAT, with a minimum around €1,500.
How long does completion take?
From accepted offer to keys: 6 to 10 weeks for a resale, 30 to 45 days from reservation if no mortgage is needed. New-build off-plan completes when the development is delivered, often 18 to 36 months after reservation, with staged payments along the way.
What taxes will I pay buying a property in Cártama?
Resale property in Andalucía: ITP (transfer tax) at 7%. New-build: 10% IVA + 1.2% AJD (stamp duty). Plus notary, land registry and legal fees of roughly 1 to 2%. Budget 10 to 13% on top of the asking price for total acquisition costs.
What ongoing costs should I expect?
Annual IBI (council tax) is typically 0.4 to 1.1% of cadastral value. Community fees on apartments and gated villas range €100 to €600/month depending on amenities. Non-resident owners pay an annual income tax based on cadastral value, plus utilities and home insurance.
Are agent fees paid by the buyer or seller?
In Spain the seller pays the agent commission (typically 3 to 6% + VAT), already baked into the asking price. Buyers do not pay agent fees on resale or new-build.
Can non-residents get a Spanish mortgage?
Yes. Spanish banks lend to non-residents at typical LTVs of 60 to 70% of the lower of purchase price or valuation (vs 80% for residents). Rates are competitive with the rest of the eurozone. You will need 6 months of bank statements, tax returns and proof of income, pre-approval takes 2 to 4 weeks.
Should I get pre-approval before viewing?
Recommended for serious buyers. A mortgage in principle confirms your budget, signals credibility to sellers and shortens completion. We can introduce you to specialist non-resident mortgage brokers familiar with the local market.
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